Bergen County and Edgewater Borough property record for 644 Undercliff Ave, Edgewater, NJ 07020
| Property Type | Single Family Home |
|---|---|
| Details | 2,835 sqft · built 2015 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Trust Name on File |
| Last Sale | $2,375,000 (Jun 2016) |
| Tax Bill | $24,195 (2025) |
| Deeds & Mortgages | Nov 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-00028-0000-00022-02-C0644 |
| Primary APN | 13-00028-0000-00022-02-C0644 |
|---|
| Building Area | 2,835 sqft Living Area |
|---|
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Condo/Apartment |
| Lot Area | 6,098 sqft (0.14 acres) |
| Street Address | 644 UNDERCLIFF AVE |
|---|---|
| City | EDGEWATER |
| State | NJ |
| Zip | 07020-1417 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 6100 SF |
| Legal Block | 28 |
| Legal Lot Number | 22.02 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | EDGEWATER |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 13002 |
644 Undercliff Ave is held in a trust since June 2016.
Source: Bergen County and Edgewater Borough records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 5 MANSFIELD RD, PRINCETON, NJ 08540-8626 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 6, 2016 · Amount on File |
| Deed Sale | Jun 6, 2016 · Amount on File |
| Prior Sale | Jan 9, 2015 · Amount on File |
| Deed Document Number | 201641880 |
| Deed Book / Page | 2280 / 214 |
| Prior Transfer Date | Jul 18, 2014 |
| Prior Transfer Doc | 0018352039 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Nov 13, 2020 |
| Property Address | 644 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1417 |
| Document Number | 0038161823 |
| Book / Page | 003816 / 001823 |
| Instrument Date | Jul 30, 2020 |
| Instrument | 118652 |
| Transaction Type | Transfer |
| Record Updated | Dec 3, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 MANSFIELD RD PRINCETON NJ 085408626, PRINCETON, NJ 08540-8626 |
The 2025 property tax bill for 644 Undercliff Ave was $24,195, up 6.1% from the year before.
Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Edgewater Borough |
| Unified School District | Edgewater Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,568,400 (+6.64%) Land $427,500 Building $1,140,900 | $1,568,400 (+6.64%) Land $427,500 Building $1,140,900 | |
| 2025 | $24,195.00 (+6.1%) | $1,470,800 Land $406,400 Building $1,064,400 | $1,470,800 Land $406,400 Building $1,064,400 |
| 2024 | $22,804.00 | ||
| 2023 | $1,388,000 Land $372,000 Building $1,016,000 | $1,388,000 Land $372,000 Building $1,016,000 | |
| 2022 | $21,895.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 644 Undercliff Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1981–1989) |
| Most Recent Claim | May 1989 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 644 Undercliff Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 600 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Starry.
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