Bergen County and Edgewater Borough property record for 644 Undercliff Ave, Edgewater, NJ 07020
| Property Type | Single Family Home |
|---|---|
| Details | 2,835 sqft · built 2015 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Company Name on Record |
| Last Sale | $2,375,000 (Jun 2016) |
| Tax Bill | $24,195 (2025) |
| Deeds & Mortgages | Nov 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-00028-0000-00022-02-C0644 |
| Primary APN | 13-00028-0000-00022-02-C0644 |
|---|
| Building Area | 2,835 sqft Living Area |
|---|
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Condo/Apartment |
| Lot Area | 6,098 sqft (0.14 acres) |
| Street Address | 644 UNDERCLIFF AVE |
|---|---|
| City | EDGEWATER |
| State | NJ |
| Zip | 07020-1417 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 6100 SF |
| Legal Block | 28 |
| Legal Lot Number | 22.02 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | EDGEWATER |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 13002 |
Source: Bergen County and Edgewater Borough records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 5 MANSFIELD RD, PRINCETON, NJ 08540-8626 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 6, 2016 · Amount on Record |
| Deed Sale | Jun 6, 2016 · Amount on Record |
| Prior Sale | Jan 9, 2015 · Amount on Record |
| Deed Document Number | 201641880 |
| Deed Book / Page | 2280 / 214 |
| Prior Transfer Date | Jul 18, 2014 |
| Prior Transfer Doc | 0018352039 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Nov 13, 2020 |
| Property Address | 644 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1417 |
| Document Number | 0038161823 |
| Book / Page | 003816 / 001823 |
| Instrument Date | Jul 30, 2020 |
| Instrument | 118652 |
| Transaction Type | Transfer |
| Record Updated | Dec 3, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 MANSFIELD RD PRINCETON NJ 085408626, PRINCETON, NJ 08540-8626 |
Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Edgewater Borough |
| Unified School District | Edgewater Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,568,400 (+6.64%) Land $427,500 Building $1,140,900 | $1,568,400 (+6.64%) Land $427,500 Building $1,140,900 | |
| 2025 | $24,195.00 (+6.1%) | $1,470,800 (+5.97%) Land $406,400 Building $1,064,400 | $1,470,800 (+5.97%) Land $406,400 Building $1,064,400 |
| 2024 | $22,804.00 (+4.15%) | ||
| 2023 | $1,388,000 Land $372,000 Building $1,016,000 | $1,388,000 Land $372,000 Building $1,016,000 | |
| 2022 | $21,895.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1981–1989) |
| Most Recent Claim | May 1989 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 600 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Starry.
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