644 Trestle Dr, Howell, MI 48843 Property Records

Livingston County property record for 644 Trestle Dr, Howell, MI 48843

Property Summary

Property Type	Condominium
Details	4 bd · 2.5 ba · 2,620 sqft
Lot Size	0.218 acres (9,498 sqft)
Owner	2 Individual Names on File
Last Sale	$85,000 (Nov 2021)
Tax Bill	$6,093 (2025)
Deeds & Mortgages	Jan 2021 Line of Credit Nov 2021 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-12-302-029`

Property Details

APN / Parcel Number

Primary APN	`10-12-302-029`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,620 sqft Living Area
1st Floor Area	1,213 sqft
Basement Area	1,297 sqft

Exterior

Architectural Style	Condo/Apartment
Lot Area	9,498 sqft (0.218 acres)
Garage Area	692 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	644 TRESTLE DR
City	HOWELL
State	MI
Zip	48843-5810
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	SUBURB
Legal Description	MARION OAKS : THE HIGHLANDS: UNIT 29: SPLIT FROM 12-300-007 INTO 302-001 THROUGH 301-150 ON 12/31/2019
Legal Subdivision	THE HIGHLANDS OF MARION OAKS
Legal Unit	29
Jurisdiction	LIVINGSTON MI
Township / Civil Division	MARION
Census Block Group	1
Census Block	1007
Census Tract	730102

Owner

644 Trestle Dr, a condominium, is owned and occupied by two individuals who bought it in November 2021.

Source: Livingston County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	644 TRESTLE DR, HOWELL, MI 48843-5810
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2021	Deed of Trust, Mortgage · Line of Credit INDEPENDENT BANK
Nov 3, 2021	Limited Warranty Deed, Construction Loan · Construction Mortgage INDEPENDENT BANK
Nov 3, 2021	Quit Claim Deed, Transfer SELECT TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2021 · Amount on File
Deed Sale	Nov 3, 2021 · Amount on File
Deed Document Number	202144550
Prior Transfer Date	Oct 28, 2021
Prior Transfer Doc	0000044549
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	644 TRESTLE DR, HOWELL, MI 48843-5810
Transaction Type	Mortgage
Record Updated	Nov 8, 2022
Title Company	SELECT TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000711
Date	Jan 6, 2021
Instrument	2021R-000711

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	IONIA, MI 48846

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

November 2021: Limited Warranty Deed, Construction Loan

Document Type	Limited Warranty Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Nov 3, 2021
Property Address	644 TRESTLE DR, HOWELL, MI 48843-5810
Document Number	0000044550
Map Reference	DOC 2018R-027169
Instrument Date	Oct 28, 2021
Instrument	2021R-044550
Transaction Type	Construction Loan
Record Updated	Nov 8, 2022
Title Company	SELECT TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$637.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3701 WINDING PINE DR, METAMORA, MI 48455-8969

Mortgage

Document Number	0000044552
Date	Nov 3, 2021
Instrument	2021R-044552

Lender

Name	INDEPENDENT BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	367 Months
Due	Jun 1, 2052

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Nov 3, 2021
Property Address	644 TRESTLE DR, HOWELL, MI 48843-5810
Document Number	0000044549
Map Reference	DOC 2018R-027169
Instrument Date	Oct 28, 2021
Instrument	2021R-044549
Transaction Type	Transfer
Record Updated	Nov 8, 2022
Title Company	SELECT TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1702, BRIGHTON, MI 48116-5502

Tax Assessment & Valuation

The 2025 property tax bill for 644 Trestle Dr was $6,093 with a homeowner's exemption.

Source: Livingston County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Livingston County
County Subdivision	Marion Township
Unified School District	Howell Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$274,100	$548,200
2025	$6,093.00
2023		$243,000
2021	$62.00		$486,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 644 Trestle Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 17, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 644 Trestle Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000

May also be available: Verizon.

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