Pickens County property record for 644 Top Ridge Dr, Sunset, SC 29685 · Last verified February 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 7 Baths |
| Year Built | Built 2015 |
| Square Footage | 2,569 sqft Living Area |
| Lot Size | 55,757 sqft (1.28 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,380,000 (2024) |
| Tax Bill | $6,091.00 (2025) |
| Primary APN | 4131-00-17-3707 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 7 Baths |
| Partial Baths | 5 Partial Baths |
| Total Rooms | 10 Rooms |
| Units | 10 Units |
| Building Area | 2,569 sqft Living Area |
| Basement Area | 2,432 sqft Basement |
| Finished Basement | 2,432 sqft Finished |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 2 Fireplaces |
| Year Built | Built 2015 |
|---|---|
| Exterior Material | Block Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Wood Shingle Roof |
| Lot Area | 55,757 sqft (1.28 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 859 sqft Garage |
| Deck Area | 346 sqft Deck |
| Porch | Covered Porch |
| Porch Area | 1,157 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Floor/Wall Furnace Heating |
| Account Number | R0029754 |
|---|---|
| Old Parcel Number | 4131 00 17 3707 |
| Street Address | 644 TOP RIDGE DR |
| City | SUNSET |
| State | SC |
| Zip | 29685-1615 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | RESERVE AT KEOWEE LOT 096 SEC F PLAT 392/14-19 PLAT 370/6-19 |
| Legal Subdivision | RESERVE AT LAKE KEOWEE |
| Legal Block | 17 |
| Legal Lot Number | 96 |
| Jurisdiction | PICKENS SC |
| Minor Civil Division | SIX MILE |
| Census Blockgroup | 2 |
| Census Block | 2016 |
| Census Tract | 10201 |
Source: Pickens County records · APN 4131-00-17-3707
Assessment roll updated June 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 644 TOP RIDGE DR, SUNSET, SC 29685-1615 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company, Secondary Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Owner is a Trust |
| Date | Document |
|---|---|
| Mar 28, 2023 | Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK NA |
| Mar 15, 2023 | Deed of Trust, Mortgage · Conventional Mortgage SOUTH STATE BANK NA |
| Apr 03, 2018 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Nov 20, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Sale | Jun 25, 2024 · Amount on Record |
| Deed Sale | Jun 25, 2024 · Amount on Record |
| Prior Sale | Feb 17, 2016 |
| Deed Doc Number | 202408393 |
| Deed Book / Page | 2688 / 205 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PICKENS SC |
| Property Address | 644 TOP RIDGE DR, SUNSET, SC 29685-1615 |
| Transaction Type | Mortgage |
| Record Updated | Apr 04, 2023 |
| Name | Verified Name |
|---|---|
| Address | 644 TOP RIDGE DR, SUNSET, SC 29685-1615 |
| Document Number | 0000004270 |
|---|---|
| Date | Mar 28, 2023 |
| Book Page | 6300/142 |
| Instrument | 202304270 |
| Name | SOUTH STATE BANK NA |
|---|---|
| Type | Bank |
| Address | WINTER HAVEN, FL 33880 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 20, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PICKENS SC |
| Property Address | 644 TOP RIDGE DR, SUNSET, SC 29685-1615 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 644 TOP RIDGE DR, SUNSET, SC 29685-1615 |
| Document Number | 0000003573 |
|---|---|
| Date | Mar 15, 2023 |
| Book Page | 6294/73 |
| Instrument | 202303573 |
| Name | SOUTH STATE BANK NA |
|---|---|
| Type | Bank |
| Address | CHARLESTON, SC 29406 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PICKENS SC |
| Property Address | 644 TOP RIDGE DR, SUNSET, SC 29685-1615 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000004436 |
|---|---|
| Date | Apr 03, 2018 |
| Book Page | 5327/279 |
| Instrument | 201804436 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 01, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PICKENS SC |
| Property Address | 644 TOP RIDGE DR, SUNSET, SC 29685-1615 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000017840 |
|---|---|
| Date | Nov 20, 2019 |
| Book Page | 5573/040 |
| Instrument | 201917840 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 01, 2034 |
Source: Pickens County records · Assessment roll updated June 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Pickens County |
| Unified School District | Pickens County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,091.00 (+90.46%) | $55,200 (+107.29%) Land $2,000 Building $53,200 | $1,380,000 (+107.27%) Land $50,000 Building $1,330,000 |
| 2024 | $3,198.00 (+1.49%) | $26,630 (-) Land $2,000 Building $24,630 | $665,800 (-) Land $50,000 Building $615,800 |
| 2023 | $3,151.00 (-1.93%) | $26,630 (-) Land $2,000 Building $24,630 | $665,800 (-) Land $50,000 Building $615,800 |
| 2022 | $3,213.00 | $26,630 Land $2,000 Building $24,630 | $665,800 Land $50,000 Building $615,800 |
644 Top Ridge Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Pickens County (45077C), updated December 21, 2017
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 54th percentile of exposed land nationally · 66th in South Carolina |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 787 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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