St. Charles County property record for 644 Timberidge Dr, Saint Charles, MO 63303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,886 sqft · built 2024 |
| Lot Size | 0.516 acres (22,455 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $845,233 (Nov 2024) |
| Tax Bill | $10,001 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | T250900002 |
| Primary APN | T250900002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,886 sqft Living Area |
| Gross Area | 5,772 sqft |
| 1st Floor Area | 2,886 sqft |
| Basement Area | 2,886 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 22,455 sqft (0.516 acres) |
| Parking Spaces | 3 Parking Spaces |
| Account Number | T250900002 |
|---|---|
| Street Address | 644 TIMBERIDGE DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-3101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOHMANN ESTS #2 LOT 4 |
| Legal Subdivision | LOHMANN ESTS #2 |
| Legal Lot Number | 4 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | ZUMBEHL |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 310903 |
644 Timberidge Dr is owner-occupied and held in a trust since November 2024.
Source: St. Charles County records, as of September 10, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 644 TIMBERIDGE DR, SAINT CHARLES, MO 63303-3101 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 12, 2024 · Amount on File |
| Deed Sale | Nov 12, 2024 · Amount on File |
| Deed Document Number | 202447307 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 644 Timberidge Dr was $10,001.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $160,594 | $845,233 Land $50,000 Building $795,233 | |
| 2025 | $10,001.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 644 Timberidge Dr in Zone X, an area of minimal flood risk, though there have been 75 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 75 (1979–2020) |
| Claims Outside the SFHA | 1 of 75 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 644 Timberidge Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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