644 Taylor Ave, Alameda, CA 94501 Property Records

Alameda County property record for 644 Taylor Ave, Alameda, CA 94501

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,284 sqft · built 1890
Lot Size	0.094 acres (4,075 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,280,000 (Apr 2022)
Tax Bill	$19,313 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Apr 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`74-426-33`

Property Details

APN / Parcel Number

Primary APN	`74-426-33`
Alternative APN	`074-0426-033-00`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,284 sqft Living Area

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1895
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	4,075 sqft (0.094 acres)

Location & Zoning

Street Address	644 TAYLOR AVE
City	ALAMEDA
State	CA
Zip	94501-3320
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	LOT: 00033 BLK: AR: 0074 PAGE: 0426
Legal Subdivision	PROPERTY/JAMES RIDDEL
Legal Block	A
Legal Lot Number	17&1
Jurisdiction	ALAMEDA CA
Township / Civil Division	ALAMEDA
Census Block Group	1
Census Block	1007
Census Tract	427700

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	644 TAYLOR AVE, ALAMEDA, CA 94501-3320
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage NEW WAVE LENDING GROUP INC
Apr 29, 2022	Grant Deed, Transfer · ARM CHANGE LENDING LLC
Oct 9, 2018	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Oct 9, 2018	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2022 · Amount on Record
Deed Sale	Apr 29, 2022 · Amount on Record
Prior Sale	Oct 9, 2018 · Amount on Record
Deed Document Number	202285230
Prior Transfer Date	Oct 8, 2018
Prior Transfer Doc	0000196146
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	644 TAYLOR AVE, ALAMEDA, CA 94501-3320
Transaction Type	Mortgage
Record Updated	Apr 1, 2026
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	644 TAYLOR AVE, ALAMEDA, CA 94501-3320

Mortgage

Document Number	0000026154
Date	Feb 24, 2026
Instrument	2026026154

Lender

Name	NEW WAVE LENDING GROUP INC
Type	Mortgage Company
Address	1199 FAIRWAY DR, CITY OF INDUSTRY, CA 91789

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Apr 29, 2022
Property Address	644 TAYLOR AVE, ALAMEDA, CA 94501-3320
Document Number	0000085230
Map Reference	MB 6 PG 12B
Instrument Date	Apr 26, 2022
Instrument	2022085230
Transaction Type	Transfer
Record Updated	May 26, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,408.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	644 TAYLOR AVE, ALAMEDA, CA 94501-3320

Mortgage

Document Number	0000085231
Date	Apr 29, 2022
Instrument	2022085231

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Type Change Date	May 1, 2027
Change Frequency	Monthly
Min Rate At Change	6.62%
Max Rate At Change	8.62%
Index	Other
Max Rate	11.6%

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Oct 9, 2018
Property Address	644 TAYLOR AVE, ALAMEDA, CA 94501-3320
Document Number	0000196146
Instrument Date	Oct 8, 2018
Instrument	196146
Transaction Type	Transfer
Record Updated	Oct 25, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1662 MAGNOLIA LN SAN LEANDRO CA 945772642, SAN LEANDRO, CA 94577-2642

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Oct 9, 2018
Property Address	644 TAYLOR AVE, ALAMEDA, CA 94501-3320
Document Number	0000196145
Instrument Date	Oct 5, 2018
Instrument	196145
Transaction Type	Transfer
Record Updated	Oct 25, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$943.80
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1662 MAGNOLIA LN SAN LEANDRO CA 945772642, SAN LEANDRO, CA 94577-2642

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Alameda City
Unified School District	Alameda City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,378,497 (+2.01%) Land $415,649 Building $969,848
2025	$19,313.00 (+2.04%) Homeowner's exemption	$1,351,335 (+3.5%) Land $407,500 Building $950,835
2024	$18,926.00 (+4.08%)
2023	$18,184.00 Homeowner's exemption	$1,305,600 Land $391,680 Building $913,920

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Sonic Telecom.

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