644 Sunset Dr, Crested Butte, CO 81224 Property Records

Gunnison County property record for 644 Sunset Dr, Crested Butte, CO 81224

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,392 sqft · built 1999
Lot Size	35 acres (1,525,907 sqft)
Owner	2 Individual Names on File
Last Sale	$3,900,000 (Jul 2021)
Tax Bill	$18,663 (2025)
Deeds & Mortgages	Sep 2026 Construction Loan Dec 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R072083`

Property Details

APN / Parcel Number

Primary APN	`R072083`
Alternative APNs	`325700004013` `R032797`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,392 sqft Living Area
Basement Area	2,320 sqft
Finished Basement	2,320 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Roof Material	Shingle
Lot Area	1,525,907 sqft (35 acres)
Garage Area	965 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Radiant
Water Source	Well

Location & Zoning

Account Number	R072083
Street Address	644 SUNSET DR
City	CRESTED BUTTE
State	CO
Zip	81224-8024
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3, EAST RIVER RANCHES SUBDIVISION
Legal Subdivision	EAST RIVER RANCHES SUB
Legal Lot Number	3
Jurisdiction	GUNNISON CO
Township / Civil Division	CRESTED BUTTE
Census Block Group	3
Census Block	3024
Census Tract	963800

Owner

644 Sunset Dr is owned and occupied by two individuals who bought it in July 2021.

Source: Gunnison County records, as of September 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	644 SUNSET DR, CRESTED BUTTE, CO 81224-8024
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Deed of Trust, Mortgage · Construction Mortgage CENTENNIAL BANK
Dec 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 22, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Jul 28, 2021	Quit Claim Deed, Transfer GUNNISON COUNTY ABSTRACT COMPANY, GUNNISON COUNTY ABSTRACT CO
Jul 28, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage INVESTMENT TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2021 · Amount on File
Deed Sale	Jul 28, 2021 · Amount on File
Deed Document Number	2021678002
Prior Transfer Date	Jul 27, 2021
Prior Transfer Doc	0000678003
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUNNISON CO
Recording Date	Sep 10, 2026
Property Address	644 SUNSET DR, CRESTED BUTTE, CO 81224-8024
Document Number	0000710913
Instrument Date	Sep 8, 2026
Instrument	2026710913
Transaction Type	Mortgage
Record Updated	Sep 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	644 SUNSET DR, CRESTED BUTTE, CO 81224-8024

Mortgage

Document Number	0000710913,
Date	Sep 10, 2026
Instrument	2026710913

Lender

Name	CENTENNIAL BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Max Rate	-1%

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUNNISON CO
Property Address	644 SUNSET DR, CRESTED BUTTE, CO 81224-8024
Transaction Type	Mortgage
Record Updated	Jun 15, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 WEST AVE 3507, 3507, AUSTIN, TX 78701-4767

Mortgage

Document Number	0000688911
Date	Dec 6, 2022
Instrument	688911

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	ELGIN, IL 60124

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Type Change Date	Jan 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.3%
Index	Other
Max Rate	11.3%

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GUNNISON CO
Recording Date	Sep 22, 2021
Property Address	644 SUNSET DR, CRESTED BUTTE, CO 81224-8024
Document Number	0000679548
Map Reference	DOC 476686
Instrument Date	Sep 17, 2021
Instrument	679548
Transaction Type	Transfer
Record Updated	May 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1920 MURANO LN, LEANDER, TX 78641-4261

Mortgage

Document Number	0000679549
Date	Sep 22, 2021
Instrument	679549

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Oct 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.37%
Index	Other
Max Rate	7.37%

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GUNNISON CO
Recording Date	Jul 28, 2021
Property Address	644 SUNSET DR, CRESTED BUTTE, CO 81224-8024
Document Number	0000678003
Map Reference	DOC 476686
Instrument Date	Jul 27, 2021
Instrument	678003
Transaction Type	Transfer
Record Updated	May 6, 2024
Title Company	GUNNISON COUNTY ABSTRACT COMPANY, GUNNISON COUNTY ABSTRACT CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	517 ROLLINGWOOD LN, JOLIET, IL 60431-4824

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1920 MURANO LN, LEANDER, TX 78641-4261

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUNNISON CO
Recording Date	Jul 28, 2021
Property Address	644 SUNSET DR, CRESTED BUTTE, CO 81224-8024
Document Number	0000678002
Map Reference	DOC 476686
Instrument Date	Jul 27, 2021
Instrument	678002
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	GUNNISON COUNTY ABSTRACT COMPANY, GUNNISON COUNTY ABSTRACT CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1920 MURANO LN, LEANDER, TX 78641-4261

Mortgage

Document Number	0000678004
Date	Jul 28, 2021
Instrument	678004

Lender

Name	INVESTMENT TRUST
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jul 28, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 644 Sunset Dr was $18,663, up 3.1% from the year before.

Source: Gunnison County assessment roll, as of February 24, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Gunnison County
Unified School District	Gunnison Watershed School District RE-1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,663.00 (+3.06%)	$298,540 (-1.36%) Land $61,320 Building $237,220	$4,776,570 Land $981,100 Building $3,795,470
2024	$18,109.00 (+3.15%)	$302,670 (+1.23%) Land $72,300 Building $230,370
2023	$17,556.00 (+15.07%)	$298,990 (+33.28%) Land $71,420 Building $227,570	$4,517,500 (+39.96%) Land $1,079,120 Building $3,438,380
2022	$15,257.00	$224,330 Land $71,840 Building $152,490	$3,227,760 Land $1,033,730 Building $2,194,030

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 644 Sunset Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jun 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 644 Sunset Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 79% of Colorado
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xtream Internet Fixed Wireless	500 / 100
Visionary Broadband Fixed Wireless	50 / 10

May also be available: CenturyLink, T-Mobile.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Sunset Dr

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