McKean County property record for 644 Summit Rd, Bradford, PA 16701
| Property Type | Single Family Home |
|---|---|
| Details | 896 sqft · built 1925 |
| Lot Size | 1.55 acres (67,518 sqft) |
| Owner | Individual Name on File |
| Last Sale | $39,000 (Jul 2007) |
| Tax Bill | $1,107 (2026) |
| Deeds & Mortgages | Mar 2020 Second Mortgage Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-006.-222.04 |
| Primary APN | 21-006.-222.04 |
|---|---|
| Alternative APN |
|
| Building Area | 896 sqft Total Area |
|---|
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Lot Area | 67,518 sqft (1.55 acres) |
| Street Address | 644 SUMMIT RD |
|---|---|
| City | BRADFORD |
| State | PA |
| Zip | 16701-3467 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OLD CONTROL:0944-0613 |
| Jurisdiction | MCKEAN PA |
| Township / Civil Division | FOSTER |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 420500 |
644 Summit Rd is owned and occupied by an individual who acquired it in March 2020.
Source: McKean County records, as of April 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 644 SUMMIT RD, BRADFORD, PA 16701-3467 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 13, 2020 | Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage HAMLIN BANK & TRUST COMPANY |
| Jul 19, 2019 | Deed of Trust, Mortgage · Commercial Mortgage HAMLIN BANK & TRUST COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 25, 2007 · Amount on File |
| Deed Sale | Jul 25, 2007 · Amount on File |
| Prior Sale | Nov 7, 2005 · Amount on File |
| Deed Document Number | 20073807 |
| Deed Book / Page | 569 / 552 |
| Last Transfer Date | Mar 9, 2020 |
| Transfer Doc | 000944/613 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCKEAN PA |
| Recording Date | Mar 13, 2020 |
| Property Address | 644 SUMMIT RD, BRADFORD, PA 16701-3467 |
| Document Number | 944/613 |
| Book / Page | 944 / 613 |
| Instrument Date | Mar 9, 2020 |
| Instrument | 202000790 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 644 SUMMIT RD, BRADFORD, PA 16701-3467 |
| Document Number | 202000791 |
|---|---|
| Date | Mar 13, 2020 |
| Instrument | 202000791 |
| Name | HAMLIN BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 13, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCKEAN PA |
| Property Address | 644 SUMMIT RD, BRADFORD, PA 16701-3467 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2019 |
| Name | Verified Name |
|---|
| Document Number | 926/0991 |
|---|---|
| Date | Jul 19, 2019 |
| Book Page | 926/0991 |
| Instrument | 201902410 |
| Name | HAMLIN BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Address | BRADFORD, PA 16701 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 19, 2039 |
The 2026 property tax bill for 644 Summit Rd was $1,107.
Source: McKean County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | McKean County |
| County Subdivision | Foster Township |
| Unified School District | Bradford Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,107.00 | $27,260 (-) Land $12,080 Building $15,180 | |
| 2025 | $1,107.00 (+3.17%) | $27,260 (-) Land $12,080 Building $15,180 | |
| 2024 | $1,073.00 | $27,260 Land $12,080 Building $15,180 | |
| 1998 | $27,260 Land $12,080 Building $15,180 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 644 Summit Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective December 22, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 7 (1978–2004) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Sep 2004 · Tropical Depression Ivan |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 644 Summit Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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