644 Standish Rd, Saranac, NY 12981 Property Records

Clinton County and Saranac Town property record for 644 Standish Rd, Saranac, NY 12981

Property Summary

Property Type	Mobile Home
Details	3 bd · 1 ba · 672 sqft · built 1970
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$41,500 (Jan 2021)
Tax Bill	$2,143 (2026)
Deeds & Mortgages	Jan 2024 Sale Jan 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`094489 249.-2-1`

Property Details

APN / Parcel Number

Primary APN	`094489 249.-2-1`
Alternative APN	`448924900000020010000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	672 sqft Living Area
1st Floor Area	1,548 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	43,560 sqft (1 acres)
Garage Type	Mixed
Garage Area	708 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	296 sqft
Shed	1 Shed
Canopy	240 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	644 STANDISH RD
City	SARANAC
State	NY
Zip	12981-2814
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Block	2
Legal Lot Number	1.000
Jurisdiction	CLINTON NY
Township / Civil Division	SARANAC
Census Block Group	2
Census Block	2015
Census Tract	103800

Owner

644 Standish Rd, a mobile home, is owned and occupied by two individuals who acquired it in November 2023.

Source: Clinton County and Saranac Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	644 STANDISH RD, SARANAC, NY 12981-2814
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2024	Warranty Deed, Transfer
Jan 27, 2021	Warranty Deed, Transfer ATTORNEY ONLY
Oct 19, 2018	Grant Deed, Transfer
Mar 5, 2018	Deed in Lieu of Foreclosure, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2021 · Amount on File
Deed Sale	Jan 27, 2021 · Amount on File
Prior Sale	Oct 19, 2018 · Amount on File
Deed Document Number	2021-00313419
Last Transfer Date	Nov 21, 2023
Transfer Doc	0000335556
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON NY
Recording Date	Jan 11, 2024
Property Address	644 STANDISH RD, SARANAC, NY 12981-2814
Document Number	0000335556
Instrument Date	Nov 21, 2023
Instrument	20240-00335556
Transaction Type	Transfer
Record Updated	Mar 25, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	644 STANDISH RD, SARANAC, NY 12981-2814

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON NY
Recording Date	Jan 27, 2021
Property Address	644 STANDISH RD, SARANAC, NY 12981-2814
Document Number	0000313419
Instrument Date	Jan 27, 2021
Instrument	313419
Transaction Type	Transfer
Record Updated	Feb 17, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$166.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	644 STANDISH RD SARANAC NY 129812814, SARANAC, NY 12981-2814

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CLINTON NY
Recording Date	Oct 19, 2018
Property Address	644 STANDISH RD, SARANAC, NY 12981-2814
Document Number	0000297282
Instrument Date	Oct 17, 2018
Instrument	297282
Transaction Type	Transfer
Record Updated	Jan 16, 2019

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 FLANAGAN DR PLATTSBURGH NY 129012217, PLATTSBURGH, NY 12901-2217

March 2018: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	CLINTON NY
Recording Date	Mar 5, 2018
Property Address	644 STANDISH RD, SARANAC, NY 12981-2814
Document Number	0000292818
Instrument Date	Feb 21, 2018
Instrument	292818
Transaction Type	Foreclosure
Record Updated	Jul 2, 2018

Transaction

Amount	Amount on Record
Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8742 LUCENT BLVD #300 HIGHLANDS RANCH CO 801292386, 300, HIGHLANDS RANCH, CO 80129-2386

Tax Assessment & Valuation

The 2026 property tax bill for 644 Standish Rd was $2,143, up 199.7% from the year before.

Source: Clinton County and Saranac Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Clinton County
County Subdivision	Saranac Town
Unified School District	Saranac Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,143.00 (+199.72%)
2025	$715.00	$88,800 Land $21,000 Building $67,800	$96,200 Land $22,750 Building $73,450
2023		$88,800 (-) Land $21,000 Building $67,800	$88,800 (-) Land $21,000 Building $67,800
2022		$88,800 Land $16,000 Building $72,800	$88,800 Land $16,000 Building $72,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 644 Standish Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 644 Standish Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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