644 Shardlow Ln NE, Byron, MN 55920 Property Records

Olmsted County property record for 644 Shardlow Ln NE, Byron, MN 55920

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,584 sqft · built 2021
Lot Size	0.031 acres (1,350 sqft)
Owner	Individual Name on Record
Last Sale	$357,000 (Jul 2026)
Tax Bill	$5,108 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jun 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`75.28.31.067452`

Property Details

APN / Parcel Number

Primary APN	`75.28.31.067452`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,584 sqft Living Area
1st Floor Area	768 sqft
2nd Floor Area	816 sqft
Basement Area	192 sqft
Unfinished Basement	192 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Block
Roof Material	Asphalt
Lot Area	1,350 sqft (0.031 acres)
Lot Dimensions	40 ft deep x 34 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	644 SHARDLOW LN NE
City	BYRON
State	MN
Zip	55920-1547
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	SECT-28 TWP-107 RANGE-015 SHARDLOW ADD LOT-040 BLOCK-001 LOT 40 BLK 1
Legal Range	15
Legal Township	107
Legal Section	28
Legal Subdivision	SHARDLOW ADD
Legal Block	1
Legal Lot Number	40
Jurisdiction	OLMSTED MN
Township / Civil Division	BYRON
Census Block Group	1
Census Block	1008
Census Tract	1800

Owner

Source: Olmsted County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	644 SHARDLOW LN NE, BYRON, MN 55920-1547
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Warranty Deed, Transfer · Conventional Mortgage ALERUS FINANCIAL
Jun 27, 2022	Warranty Deed, Subdivision Related Transfer · ARM BELL BANK
Nov 29, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2026 · Amount on Record
Deed Sale	Jul 16, 2026 · Amount on Record
Prior Sale	Jun 13, 2022 · Amount on Record
Deed Document Number	20261648918
Prior Transfer Date	Nov 8, 2018
Prior Transfer Doc	00A1462597
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLMSTED MN
Recording Date	Jul 16, 2026
Property Address	644 SHARDLOW LN NE, BYRON, MN 55920-1547
Document Number	0001648918
Instrument Date	Jul 9, 2026
Instrument	20261648918
Transaction Type	Transfer
Record Updated	Sep 18, 2026
Title Company	ROCHESTER TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$118,988.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	644 SHARDLOW LN NE, BYRON, MN 55920-1547

Mortgage

Document Number	0001648919,
Date	Jul 16, 2026
Instrument	20261648919

Lender

Name	ALERUS FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	OLMSTED MN
Recording Date	Jun 27, 2022
Property Address	644 SHARDLOW LN NE, BYRON, MN 55920-1547
Document Number	00A1568352
Instrument Date	Jun 13, 2022
Instrument	A-1568352
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 27, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,045.28
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	644 SHARDLOW LN NE, BYRON, MN 55920-1547

Mortgage

Document Number	00A1568353
Date	Jun 27, 2022
Instrument	A-1568353

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.99%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	8.99%
Index	6-Month LIBOR
Max Rate	8.99%

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OLMSTED MN
Recording Date	Nov 29, 2018
Property Address	644 SHARDLOW LN NE, BYRON, MN 55920-1547
Document Number	00A1462597
Instrument Date	Nov 8, 2018
Instrument	A-1462597
Transaction Type	Transfer
Record Updated	Jul 27, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4057 28TH ST NW, ROCHESTER, MN 55901-7947

Tax Assessment & Valuation

Source: Olmsted County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Byron City
County	Olmsted County
Unified School District	Byron Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,108.00 (+16.3%)
2025	$4,392.00 Homeowner's exemption	$305,600 (+5.31%) Land $16,600 Building $289,000	$323,000 (+11.3%) Land $17,500 Building $305,500
2024		$290,200 Land $17,500 Building $272,700	$290,200 Land $17,500 Building $272,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Byron serves 6,809 people · EPA ID MN1550001
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
Minnesota WiFi Fixed Wireless	150 / 30

May also be available: Verizon.

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