644 Saint Joe St, Spearfish, SD 57783 Property Records

Lawrence County property record for 644 Saint Joe St, Spearfish, SD 57783 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 ba · 800 sqft · built 1959
Lot Size	0.16 acres (6,970 sqft)
Owner	Company Name on File
Tax Bill	$2,999 (2025)
Flood Zone	Zone AE (high risk)
APN	`32660-01300-120-10`

Property Details

APN / Parcel Number

Primary APN	`32660-01300-120-10`
Alternative APN	`R20186`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Building Area	800 sqft Living Area
1st Floor Area	800 sqft
Basement Area	800 sqft
Unfinished Basement	800 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	140 ft deep x 50 ft wide

Location & Zoning

Account Number	R20186
Street Address	644 SAINT JOE ST
City	SPEARFISH
State	SD
Zip	57783-1916
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SCHAR ADDITION LOT 12 BLK 13 PLAT BK1 PG208
Legal Subdivision	SCHAR ADDITION
Legal Block	13
Legal Lot Number	12
Jurisdiction	LAWRENCE SD
Township / Civil Division	SPEARFISH
Census Block Group	1
Census Block	1014
Census Tract	966303

Owner

Source: Lawrence County records · APN 32660-01300-120-10

Assessment roll updated September 2, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	303 MEIER AVE, SPEARFISH, SD 57783-1992
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Lawrence County records · Assessment roll updated September 2, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Lawrence County
Municipality	Spearfish City
Unified School District	Spearfish School District 40-2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,999.00 (-2.03%)	$229,450 (+47.86%) Land $63,000 Building $166,450
2024	$3,061.00 (+19.99%)
2023			$189,860 Land $38,500 Building $151,360
2022	$2,551.00	$155,180 Land $35,000 Building $120,180

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lawrence County (46081C), updated April 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 460819663031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	8 in force

Wildfire

Wildfire Risk	Low above 37% of the US · above 24% of South Dakota
Wildfire Likelihood	About 1 in 2,564 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 311 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Midcontinent Communications	Cable	1,250 / 250
Clarity Telecom	Cable	1,000 / 30
BHT Investment Holdings	Fixed Wireless (licensed-by-rule)	100 / 20
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon, Clarity Telecom. Availability varies by address; speeds are provider-advertised maximums, not measured.