644 S Grand St, Orange, CA 92866 Property Records

Orange County property record for 644 S Grand St, Orange, CA 92866

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,106 sqft · built 1910
Lot Size	0.142 acres (6,200 sqft)
Owner	Trust Name on File
Last Sale	$739,000 (Sep 2013)
Tax Bill	$2,906 (2025)
Deeds & Mortgages	May 2023 Transfer May 2023 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`390-111-03`

Property Details

APN / Parcel Number

Primary APN	`390-111-03`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,106 sqft Living Area
1st Floor Area	1,106 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Lot Area	6,200 sqft (0.142 acres)

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	644 S GRAND ST
City	ORANGE
State	CA
Zip	92866-2708
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A TR NUTWOOD PLACE BLK 5 LOT 7 NUTWOOD PLACE LOT 7 BLK 5 E 124 FT
Legal Subdivision	NUTWOOD PLACE
Legal Tract	522
Legal Block	5
Legal Lot Number	7
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	2
Census Block	2007
Census Tract	75902

Owner

644 S Grand St is owner-occupied and held in a trust since April 2023.

Source: Orange County records, as of August 4, 2026

Owner of Record	Trust Name on File
Mailing Address	644 S GRAND ST, ORANGE, CA 92866-2708
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2023	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE INS CO
May 5, 2023	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage NUVISION FINANCIAL FCU
Jul 8, 2022	Intrafamily Transfer, Transfer
Nov 4, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage NUVISION FINANCIAL FCU
Mar 15, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2013 · Amount on File
Deed Sale	Sep 27, 2013 · Amount on File
Prior Sale	Feb 1, 2005 · Amount on File
Deed Document Number	2013558549
Last Transfer Date	Apr 20, 2023
Transfer Doc	0000104606
Record Updated	Sep 20, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	May 5, 2023
Property Address	644 S GRAND ST, ORANGE, CA 92866-2708
Document Number	0000104608
Map Reference	MB 4 PG 70&71
Instrument Date	Apr 24, 2023
Instrument	2023000104608
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	644 S GRAND ST, ORANGE, CA 92866-2708

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	May 5, 2023
Property Address	644 S GRAND ST, ORANGE, CA 92866-2708
Document Number	0000104606
Map Reference	MB 4 PG 70&71
Instrument Date	Apr 20, 2023
Instrument	2023000104606
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	644 S GRAND ST, ORANGE, CA 92866-2708

Mortgage

Document Number	0000104607
Date	May 5, 2023
Instrument	2023000104607

Lender

Name	NUVISION FINANCIAL FCU
Type	Credit Union

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 1, 2043

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Jul 8, 2022
Property Address	644 S GRAND ST, ORANGE, CA 92866-2708
Document Number	0000240393
Map Reference	MB 4 PG 70&71
Instrument Date	Jun 15, 2022
Instrument	2022000240393
Transaction Type	Transfer
Record Updated	Jul 20, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	644 S GRAND ST, ORANGE, CA 92866-2708

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Nov 4, 2021
Property Address	644 S GRAND ST, ORANGE, CA 92866-2708
Document Number	0000669775
Map Reference	MB 4 PG 70&71
Instrument Date	Aug 11, 2021
Instrument	2021000669775
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	PACIFIC COAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Investor	Possibly a Property Investor

Mortgage

Document Number	0000669777
Date	Nov 4, 2021
Instrument	2021000669777

Lender

Name	NUVISION FINANCIAL FCU
Type	Credit Union
Address	HUNTINGTON BEACH, CA 92647

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Sep 1, 2051

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	644 S GRAND ST, ORANGE, CA 92866-2708
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000104994
Date	Mar 15, 2017
Instrument	2017000104994

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Feb 24, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 644 S Grand St was $2,906 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Orange City
Unified School District	Orange Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$243,373 (+0.09%) Land $170,361 Building $73,012
2025	$2,906.00 Homeowner's exemption	$243,147 Land $170,203 Building $72,944
2023	$2,827.00 (-14.9%) Homeowner's exemption	$238,980 Land $167,286 Building $71,694
2022	$3,322.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 644 S Grand St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 644 S Grand St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ORANGE serves 120,770 people · EPA ID CA3010027
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Cosmo Network Solutions Fixed Wireless	350 / 150
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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