644 S Bryan St, Elmhurst, IL 60126 Property Records

DuPage County property record for 644 S Bryan St, Elmhurst, IL 60126

Property Summary

Property TypeSingle Family Home
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on File
Last Sale$245,000 (May 2003)
Tax Bill$4,728 (2025)
Deeds & MortgagesMar 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN06-11-415-042

Property Details

APN / Parcel Number

Primary APN06-11-415-042

Exterior

Lot Area6,534 sqft (0.15 acres)
Lot Dimensions12.9 ft deep x 5 ft wide

Location & Zoning

Street Address644 S BRYAN ST
CityELMHURST
StateIL
Zip60126-4341
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionSOUTH ELMHURST AND 1/2 VAC ALLEY ADJ ON W
Legal SubdivisionSOUTH ELMHURST
Legal Block5
Legal Lot Number44
JurisdictionDU PAGE IL
Township / Civil DivisionYORK
Census Block Group2
Census Block2007
Census Tract843900

Owner

644 S Bryan St is owned by an individual who bought it in May 2003.

Source: DuPage County records, as of August 17, 2026

Owner of RecordIndividual Name on File
Mailing Address670 S FAIRFIELD AVE, ELMHURST, IL 60126-4217
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 7, 2003 · Amount on File
Deed SaleMay 7, 2003 · Amount on File
Deed Document Number2003175044
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address644 S BRYAN ST, ELMHURST, IL 60126-4341
Transaction TypeMortgage
Record UpdatedApr 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address644 S BRYAN ST, ELMHURST, IL 60126-4341

Mortgage

Document Number0000018653
DateMar 24, 2026
InstrumentR2026-018653
Lender
NameTHE AMERICAN COMMERCIAL BANK & TRUST
TypeBank
AddressOTTAWA, IL 61350
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.75%
Type Change DateApr 1, 2033
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change10.7%
IndexSOFR Average 30-Day
Max Rate10.7%

Tax Assessment & Valuation

The 2025 property tax bill for 644 S Bryan St was $4,728.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionYork Township
MunicipalityElmhurst City
Unified School DistrictElmhurst School District 205 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,728.00$81,701 Land $81,701$245,103 Land $245,103
2022Additional exemption filed

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 644 S Bryan St in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims16 (1982–2019)
Claims Outside the SFHA10 of 16
Most Recent ClaimMay 2019
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 6 claims
  • Severe Storms & Flooding, Aug 1987 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 644 S Bryan St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELMHURST
serves 45,000 people · EPA ID IL0430350
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 612 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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