644 S 7th St, El Centro, CA 92243 Property Records

Imperial County property record for 644 S 7th St, El Centro, CA 92243

Property Summary

Property TypeSingle Family Home
Details1,440 sqft · built 1924
Lot Size0.09 acres (3,926 sqft)
Owner2 Individual Names on File
Last Sale$147,500 (Jan 2021)
Tax Bill$2,562 (2025)
Deeds & MortgagesJan 2021 Sale & Mortgage
Jan 2021 Transfer
+ 5 more
Flood ZoneZone X (minimal risk)
APN053-341-012-000

Property Details

APN / Parcel Number

Primary APN053-341-012-000
Alternative APNs
  • 0533411201
  • 05334112

Interior

Stories1 Story
Building Area1,440 sqft Living Area
1st Floor Area1,440 sqft

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 1960
Construction TypeWood
Lot Area3,926 sqft (0.09 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemFloor/Wall Furnace

Location & Zoning

Street Address644 S 7TH ST
CityEL CENTRO
StateCA
Zip92243-3210
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS1/2 OF LOT 1 BLOCK 54 SOUTHSIDE SUB BLKS 53 & 54 EL CENTRO
Legal SubdivisionSOUTHSIDE SUB
Legal Block54,53
Legal Lot Number1
JurisdictionIMPERIAL CA
Township / Civil DivisionEL CENTRO
Census Block Group2
Census Block2020
Census Tract11600

Owner

Source: Imperial County records · APN 053-341-012-000

Assessment roll updated August 18, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address644 S 7TH ST, EL CENTRO, CA 92243-3210
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jan 11, 2021Grant Deed, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Jan 11, 2021Quit Claim Deed, Transfer
ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO
Nov 05, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Jul 03, 2019Quit Claim Deed, Transfer
STEWART TITLE, STEWART TITLE/CA
Jul 03, 2019Grant Deed, Transfer
STEWART TITLE, STEWART TITLE/CA
May 31, 2019Quit Claim Deed, Transfer
STEWART TITLE, STEWART TITLE/CA
May 31, 2019Grant Deed, Transfer
FLOR ROLDAN

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 11, 2021 · Amount on Record
Deed SaleJan 11, 2021 · Amount on Record
Prior SaleJul 03, 2019 · Amount on Record
Deed Document Number2021553
Record UpdatedSep 20, 2026

January 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionIMPERIAL CA
Recording DateJan 11, 2021
Property Address644 S 7TH ST, EL CENTRO, CA 92243-3210
Document Number0000000553
Map ReferenceMAP 91
Instrument DateJan 11, 2021
Instrument2021000553
Transaction TypeTransfer
Record UpdatedAug 20, 2021
Title CompanyORANGE COAST TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address644 S 7TH ST, EL CENTRO, CA 92243-3210

Mortgage

Document Number0000000554
DateJan 11, 2021
Instrument2021000554
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051

January 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionIMPERIAL CA
Recording DateJan 11, 2021
Property Address644 S 7TH ST, EL CENTRO, CA 92243-3210
Document Number0000000552
Instrument DateJan 11, 2021
Instrument552
Transaction TypeTransfer
Record UpdatedFeb 23, 2021
Title CompanyORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2458 H NAJERA AVE CALEXICO CA 922314503, CALEXICO, CA 92231-4503

November 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionIMPERIAL CA
Recording DateNov 05, 2019
Property Address644 S 7TH ST, EL CENTRO, CA 92243-3210
Document Number0000022287
Instrument DateOct 17, 2019
Instrument22287
Transaction TypeTransfer
Record UpdatedJan 13, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address644 S 7TH ST EL CENTRO CA 922433210, EL CENTRO, CA 92243-3210

July 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionIMPERIAL CA
Recording DateJul 03, 2019
Property Address644 S 7TH ST, EL CENTRO, CA 92243-3210
Document Number0000011731
Instrument DateJun 27, 2019
Instrument11731
Transaction TypeTransfer
Record UpdatedNov 27, 2019
Title CompanySTEWART TITLE, STEWART TITLE/CA

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address2458 H NAJERA AVE CALEXICO CA 922314503, CALEXICO, CA 92231-4503

July 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionIMPERIAL CA
Recording DateJul 03, 2019
Property Address644 S 7TH ST, EL CENTRO, CA 92243-3210
Document Number0000011730
Instrument DateJun 26, 2019
Instrument11730
Transaction TypeTransfer
Record UpdatedSep 17, 2019
Title CompanySTEWART TITLE, STEWART TITLE/CA

Transaction

AmountAmount Recorded
Tax$67.10
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address53 W 2ND ST HEBER CA 922499663, HEBER, CA 92249-9663

May 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionIMPERIAL CA
Recording DateMay 31, 2019
Property Address644 S 7TH ST, EL CENTRO, CA 92243-3210
Document Number0000009537
Instrument DateMay 29, 2019
Instrument9537
Transaction TypeTransfer
Record UpdatedNov 27, 2019
Title CompanySTEWART TITLE, STEWART TITLE/CA

Transaction

Tax$0.00
Amount AccuracyFull Value
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address85 RALPH RD IMPERIAL CA 922519629, IMPERIAL, CA 92251-9629

May 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionIMPERIAL CA
Recording DateMay 31, 2019
Property Address644 S 7TH ST, EL CENTRO, CA 92243-3210
Document Number0000009536
Instrument DateMay 29, 2019
Instrument9536
Transaction TypeTransfer
Record UpdatedJun 26, 2019
Title CompanySTEWART TITLE, STEWART TITLE/CA

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$26.95
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address85 RALPH RD IMPERIAL CA 922519629, IMPERIAL, CA 92251-9629

Mortgage

Document Number9538
DateMay 31, 2019
Instrument9538
Lender
NameFLOR ROLDAN
Address9320 CHESAPEAKE DR # 116, SAN DIEGO, CA 92123-1021
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Imperial County records · Assessment roll updated August 18, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyImperial County
MunicipalityEl Centro City
Secondary School DistrictCentral Union High School District (09 - 12)
Elementary School DistrictEl Centro Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$224,704 (+6.12%) Land $55,203 Building $169,501
2025$2,562.00 (+2.81%)
2023$2,492.00 (+7.04%)$211,746 Land $52,020 Building $159,726
2022$2,328.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 18, 2023 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: California Internet, Verizon.

Based on FCC filings for 618 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF EL CENTRO
serves 44,124 people
Water SourcePurchased surface water from IMPERIAL IRRIGATION DISTRICT
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on S 7th St

Nearby Streets

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