644 S 3rd St, Colona, IL 61241 Property Records

Henry County property record for 644 S 3rd St, Colona, IL 61241

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,032 sqft · built 1953
Lot Size0.21 acres (9,148 sqft)
OwnerIndividual Name on Record
Last Sale$132,000 (Sep 2025)
Tax Bill$1,721 (2021)
Deeds & MortgagesSep 2025 Sale & Second Mortgage
Dec 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-11-109-012

Property Details

APN / Parcel Number

Primary APN06-11-109-012

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,032 sqft Living Area
1st Floor Area1,032 sqft

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Construction TypeFrame
Lot Area9,148 sqft (0.21 acres)
Lot Dimensions155 ft deep x 60 ft wide

Utilities, Heating & Cooling

Heating SystemGas

Location & Zoning

Street Address644 S 3RD ST
CityCOLONA
StateIL
Zip61241-9317
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 42 SKINNERS 2ND SUB VILLAGE OF COLONA
Legal SubdivisionSKINNERS 2ND SUB
Legal Block109
Legal Lot Number42
JurisdictionHENRY IL
Township / Civil DivisionCOLONA
Census Block Group2
Census Block2029
Census Tract30100

Owner

Source: Henry County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address644 S 3RD ST, COLONA, IL 61241-9317
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2025Warranty Deed, Transfer · Stand-Alone Second Mortgage
ILLINOIS HOUSING DEVELOPMENT AUTHOR
Dec 12, 2023Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Nov 10, 2021Administrator's Deed, Transfer · Conventional Mortgage
IH MISSISSIPPI VALLEY CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 29, 2025 · Amount on Record
Deed SaleSep 29, 2025 · Amount on Record
Prior SaleDec 12, 2023 · Amount on Record
Deed Document Number20254857
Record UpdatedOct 29, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENRY IL
Recording DateSep 29, 2025
Property Address644 S 3RD ST, COLONA, IL 61241-9317
Document Number0000004857
Instrument DateSep 19, 2025
Instrument20-2504857
Transaction TypeTransfer
Record UpdatedOct 21, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$132.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address644 S 3RD ST, COLONA, IL 61241-9317
InvestorPossibly a Property Investor

Mortgage

Document Number0000004859
DateSep 29, 2025
Instrument20-2504859
Lender
NameILLINOIS HOUSING DEVELOPMENT AUTHOR
TypeGovernment Agency
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term121 Months
DueOct 1, 2035

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENRY IL
Recording DateDec 12, 2023
Property Address644 S 3RD ST, COLONA, IL 61241-9317
Document Number0000005590
Instrument DateDec 8, 2023
Instrument20-2305590
Transaction TypeTransfer
Record UpdatedDec 25, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$120.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address644 S 3RD ST, COLONA, IL 61241-9317

Mortgage

Document Number0000005591
DateDec 12, 2023
Instrument20-2305591
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2054
Interest
Rate TypeFixed Rate
Rate5.75%

November 2021: Administrator's Deed, Transfer

Document TypeAdministrator's Deed
JurisdictionHENRY IL
Recording DateNov 10, 2021
Property Address644 S 3RD ST, COLONA, IL 61241-9317
Document Number0000007456
Instrument DateOct 8, 2021
Instrument20-2107456
Transaction TypeTransfer
Record UpdatedFeb 15, 2022
Title CompanyGOMEZ TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$98.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address644 S 3RD ST, COLONA, IL 61241-9317

Mortgage

Document Number0000007457
DateNov 10, 2021
Instrument20-2107457
Lender
NameIH MISSISSIPPI VALLEY CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2051

Tax Assessment & Valuation

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyHenry County
County SubdivisionColona Township
MunicipalityColona City
Elementary School DistrictColona School District 190 (PK - 08)
Secondary School DistrictUnited Township High School District 30 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$28,481 (+5.7%) Land $3,073 Building $25,408$85,443 (+5.7%) Land $9,219 Building $76,224
2024$26,945 (+18.79%) Land $2,907 Building $24,038$80,835 (+18.79%) Land $8,721 Building $72,114
2022$22,683 Land $2,449 Building $20,234$68,049 Land $7,347 Building $60,702
2021$1,721.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1979)
Most Recent ClaimApr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLONA EAST
serves 2,501 people · EPA ID IL0730400
Water SourceGroundwater
Last State InspectionFeb 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable
2,000 / 1,000
Geneseo Communications Services
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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