Elko County property record for 644 S 11th St, Elko, NV 89801
| Property Type | Mobile Home |
|---|---|
| Details | 160 sqft · built 1964 |
| Lot Size | 0.124 acres (5,401 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $40,000 (Mar 2009) |
| Tax Bill | $416 (2026) |
| Deeds & Mortgages | Jun 2023 Transfer |
| Flood Zone | Zone X (moderate risk) |
| APN | 001-481-002 |
| Primary APN | 001-481-002 |
|---|
| Interior Walls | Unfinished |
|---|
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Mobile Home |
| Construction Type | Frame |
| Foundation Type | Wood |
| Roof Type | Shed Roof |
| Roof Material | Composition Shingle |
| Lot Area | 5,401 sqft (0.124 acres) |
| Deck Area | 80 sqft |
|---|---|
| Patio Area | 456 sqft |
| Shed | 1 Shed |
| Shed Area | 154 sqft |
| Canopy | 456 sqft |
| Street Address | 644 S 11TH ST |
|---|---|
| City | ELKO |
| State | NV |
| Zip | 89801-4304 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | ZRMH |
| Legal Description | PANORAMA SUB UNIT NO 3 FILE 26281 |
| Legal Subdivision | PANORAMA SUB UNIT NO 3 |
| Legal Block | A |
| Legal Lot Number | 16 |
| Legal Unit | 3 |
| Jurisdiction | ELKO NV |
| Township / Civil Division | ELKO |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 951300 |
644 S 11th St, a mobile home, is owned and occupied by two individuals who acquired it in June 2023.
Source: Elko County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 644 S 11TH ST, ELKO, NV 89801-4304 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 9, 2009 · Amount on File |
| Deed Sale | Mar 9, 2009 · Amount on File |
| Deed Document Number | 2009610237 |
| Last Transfer Date | Jun 13, 2023 |
| Transfer Doc | 0000820584 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Jun 13, 2023 |
| Property Address | 644 S 11TH ST, ELKO, NV 89801-4304 |
| Document Number | 0000820584 |
| Map Reference | FILE 26281 |
| Instrument Date | Jun 13, 2023 |
| Instrument | 820584 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 644 S 11TH ST, ELKO, NV 89801-4304 |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 644 S 11th St was $416, up 5.6% from the year before.
Source: Elko County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Elko County |
| Municipality | Elko City |
| Unified School District | Elko County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $416.00 (+5.58%) | $17,748 (+0.1%) Land $12,950 Building $4,798 | $50,709 (+0.1%) Land $37,000 Building $13,709 |
| 2025 | $394.00 (+5.63%) | $17,731 Land $12,950 Building $4,781 | $50,660 Land $37,000 Building $13,660 |
| 2024 | $373.00 (+4.48%) | ||
| 2023 | $357.00 (+8.18%) | $9,802 (+7.7%) Land $5,530 Building $4,272 | $28,006 (+7.7%) Land $15,800 Building $12,206 |
| 2022 | $330.00 | $9,101 Land $5,530 Building $3,571 | $26,003 Land $15,800 Building $10,203 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 644 S 11th St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 4 (1990–2017) |
| Most Recent Claim | Feb 2017 · Severe Winter Storms, Flooding, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 644 S 11th St is extreme, ranking above 95% of the US, with a 2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 95% of the US · above 87% of Nevada |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ELKO serves 23,000 people · EPA ID NV0000272 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Anthem Broadband of Nevada Fiber | 2,000 / 2,000 |
| Zito Media Fiber · Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| White Cloud Communications Fixed Wireless · Fiber in parts of the area | 200 / 50 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
May also be available: CC Communications Broadband, Rise Broadband.
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