644 Rochester Loop, Davenport, FL 33897 Property Records

Polk County property record for 644 Rochester Loop, Davenport, FL 33897 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2014
Square Footage	1,583 sqft Living Area
Lot Size	5,920 sqft (0.136 acres)
Occupancy	Owner Occupied
Last Sale	$255,500 (2020)
Tax Bill	$2,456.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`26-25-12-488054-000630`
Alternative APNs	`122526488054000630` `22526000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,583 sqft Living Area
Gross Area	2,013 sqft Gross Area
1st Floor	1,583 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2014
Exterior Material	Stucco Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Hip Roof Construction
Roof Material	Other (not Classified) Roof
Lot Area	5,920 sqft (0.136 acres)
Garage Type	Attached Garage
Garage Area	430 sqft Garage
Pool Area	420 sqft Pool
Porch Area	241 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling

Location & Zoning

Street Address	644 ROCHESTER LOOP
City	DAVENPORT
State	FL
Zip	33897-8562
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LAKE DAVENPORT ESTATES WEST PHASE ONE PB 96 PG 35 & 36 LOT 63
Legal Range	26E
Legal Township	25S
Legal Section	12
Legal Subdivision	LAKE DAVENPORT ESTATES WEST PHASE 01
Legal Phase	1
Legal Tract	488054
Legal Block	1
Legal Lot Number	63
Jurisdiction	POLK FL
Minor Civil Division	HAINES CITY
Census Blockgroup	1
Census Block	1009
Census Tract	12415

Owner

Source: Polk County records · APN 26-25-12-488054-000630

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	644 ROCHESTER LOOP, DAVENPORT, FL 33897-8562
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 10, 2020 · Amount on Record
Deed Sale	Nov 10, 2020 · Amount on Record
Prior Sale	Nov 15, 2016 · Amount on Record
Deed Doc Number	2020241177
Deed Book / Page	11451 / 442
Prior Transfer Date	Sep 25, 2015
Prior Transfer Doc	0096560121
Record Refreshed	Sep 20, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Nov 10, 2020
Property Address	644 ROCHESTER LOOP, DAVENPORT, FL 33897-8562
Document Number	0114510442
Book / Page	011451 / 000442
Instrument Date	Oct 28, 2020
Instrument	241177
Transaction Type	Transfer
Record Updated	Nov 26, 2020
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,789.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	576 SANDY RIDGE DR DAVENPORT FL 338963025, DAVENPORT, FL 33896-3025

Mortgage

Document Number	114510444
Date	Nov 10, 2020
Book Page	011451/000444
Instrument	241178

Lender

Name	SUMMIT MTG CORP
Address	PLYMOUTH, MN 55441

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	Nov 09, 2050

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,456.00 (-19.9%) Homeowner's exemption	$230,197 (+5.99%)	$316,737 (+2.17%) Land $50,000 Building $266,737
2024	$3,066.00 (+6.27%)
2023	$2,885.00 (+3.55%) Homeowner's exemption	$217,193 (+3%)	$310,011 (+17.54%) Land $48,000 Building $262,011
2022	$2,786.00 Homeowner's exemption	$210,867	$263,750 Land $40,000 Building $223,750

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 7% of Florida
Wildfire Likelihood	About 1 in 5,263 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.