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644 Riverview Rd, Flagler Beach, FL 32136 Property Records

Flagler County property record for 644 Riverview Rd, Flagler Beach, FL 32136 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 2010
Square Footage2,351 sqft Living Area
Lot Size19,166 sqft (0.44 acres)
OccupancyOwner Occupied
Last Sale$325,000 (2001)
Tax Bill$5,496.00 (2025)

Property Details

APN / Parcel Number

Primary APN19-12-32-5350-00000-0120

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Building Area2,351 sqft Living Area
Gross Area3,264 sqft Gross Area
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 2010
Exterior MaterialWood Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialAsphalt Roof
Lot Area19,166 sqft (0.44 acres)
Lot Width80 ft Width
DrivewayDriveway Concrete
Driveway Area1,008 sqft Driveway
Boat AccessBoat Access

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address644 RIVERVIEW RD
CityFLAGLER BEACH
StateFL
Zip32136-4009
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionRIVERVIEW POINT SUBD LOT 12 OR BOOK 69 PAGE 578 OR 111 PG 77&78OR 196 PG 650 DC OR 196 PG 651 OR 252 PG 808 DC OR 395 PG 670 PROBATE 89-95 OR 434 PG 733 OR 566 PG 1530-RMDMAN OSTEEN FAMILYTRUST OR 643 PG 110-DC FOR RAY OR 725 PG 237 OR 1645/1495-FJ O
Legal Range32E
Legal Township12S
Legal Section19
Legal SubdivisionRIVERVIEW POINT SUB
Legal Lot Number12
JurisdictionFLAGLER FL
Minor Civil DivisionFLAGLER BEACH
Census Blockgroup2
Census Block2009
Census Tract60302

Owner

Source: Flagler County records · APN 19-12-32-5350-00000-0120

Assessment roll updated December 8, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address644 RIVERVIEW RD, FLAGLER BEACH, FL 32136-4009
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingSingle Person or Individual

Deeds, Mortgages & Sale History

DateDocument
Jul 08, 2019Deed of Trust, Mortgage · Small Business Association Mortgage
UNITED STATES SMALL BUSINESS ADMIN
Oct 24, 2019Loan Modification, Mortgage · Conventional Mortgage
US SMALL BUSINESS ADMINISTRATI
Oct 10, 2019Loan Modification, Mortgage
PFG LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 23, 2001 · Amount on Record
Deed SaleJan 23, 2001 · Amount on Record
Deed Book / Page725 / 237
Prior Transfer DateSep 13, 1996
Prior Transfer Doc0566001530
Record RefreshedSep 20, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address644 RIVERVIEW RD, FLAGLER BEACH, FL 32136-4009
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0023680209
DateJul 08, 2019
Book Page2368/0209
Instrument2019025017
Lender
NameUNITED STATES SMALL BUSINESS ADMIN
TypeGovernment Agency
AddressBIRMINGHAM, AL 35203
Agreement
TypeSmall Business Association Mortgage
AmountAmount Recorded
Term341 Months
DueDec 28, 2047

October 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionFLAGLER FL
Property Address644 RIVERVIEW RD, FLAGLER BEACH, FL 32136-4009
Document Number0023931977
Instrument DateOct 24, 2019
Transaction TypeMortgage
Record UpdatedNov 06, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address3300 W ROLLING HILLS CIR #310 DAVIE FL 333281973, 310, DAVIE, FL 33328-1973

Mortgage

Document Number0023931977
DateOct 25, 2019
Book Page002393/001977
Instrument39865
Lender
NameUS SMALL BUSINESS ADMINISTRATI
AddressBIRMINGHAM, AL 35203
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term336 Months
DueOct 24, 2047

October 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionFLAGLER FL
Property Address644 RIVERVIEW RD, FLAGLER BEACH, FL 32136-4009
Document Number0024161871
Instrument DateOct 10, 2019
Transaction TypeMortgage
Record UpdatedFeb 26, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address644 RIVERVIEW RD FLAGLER BEACH FL 321364009, FLAGLER BEACH, FL 32136-4009

Mortgage

Document Number0024161871
DateFeb 03, 2020
Book Page002416/001871
Instrument4273
Lender
NamePFG LNS
TypeFunding / Finance Company
AddressGREENVILLE, SC 29601
Agreement
AmountAmount Recorded
Term468 Months
DueFeb 02, 2059
Interest
Rate4%

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated December 8, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
MunicipalityFlagler Beach City
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,496.00 (+5.77%) Homeowner's exemption$325,016 (+5.99%)$779,345 (+0.9%) Land $409,200 Building $370,145
2023$5,196.00 (+2.69%) Homeowner's exemption$306,656 (+3%)$772,410 (+1.92%) Land $409,200 Building $363,210
2022$5,060.00 Homeowner's exemption$297,725$757,886 Land $409,200 Building $348,686

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation4.0 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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