644 River St, Troy, NY 12180 Property Records

Rensselaer County and Troy City property record for 644 River St, Troy, NY 12180

Property Summary

Property TypeParking Lot
Lot Size0.04 acres (1,742 sqft)
OwnerIndividual Name on File
Tax Bill$172 (2026)
APN381700 90.78-4-30

Property Details

APN / Parcel Number

Primary APN381700 90.78-4-30
Alternative APN
  • 1005970

Exterior

Lot Area1,742 sqft (0.04 acres)
Lot Dimensions78 ft deep x 25 ft wide

Utilities, Heating & Cooling

Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1005970
Street Address644 RIVER ST
CityTROY
StateNY
Zip12180
Property CategoryCommercial
Property TypeCommercial > Retail > Parking Lot
Local Zoning CodeWMU
Legal DescriptionVACANT 180-15/SPT 72
Legal Block4
Legal Lot Number30.000
JurisdictionRENSSELAER NY
Township / Civil DivisionTROY
Census Block Group2
Census Block2010
Census Tract40400

Owner

644 River St, a commercial property, is owned by an individual.

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address17 WESTERN AVE, DELMAR, NY 12054-1612
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 644 River St was $172, up 2.4% from the year before.

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

TypeName
StateNew York
CountyRensselaer County
MunicipalityTroy City
Unified School DistrictTroy City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$172.00 (+2.38%)
2025$168.00$3,600 Land $2,000 Building $1,600$6,200 Land $3,444 Building $2,756
2023$3,600 (-) Land $2,000 Building $1,600$5,100 (+7.66%) Land $2,833 Building $2,267
2022$163.00$3,600 Land $2,000 Building $1,600$4,737 Land $2,632 Building $2,105

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 644 River St; 6 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 644 River St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Hudson Valley Wireless
Fixed Wireless
200 / 20

May also be available: Massivemesh Networks, Verizon.

Nearby Properties on River St

Nearby Streets

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