644 Prescott Ave, El Cajon, CA 92020 Property Records

San Diego County property record for 644 Prescott Ave, El Cajon, CA 92020

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 860 sqft · built 1949
Lot Size0.175 acres (7,600 sqft)
Owner2 Individual Names on File
Last Sale$387,500 (Dec 2006)
Tax Bill$7,368 (2025)
Deeds & MortgagesDec 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN488-310-22-00

Property Details

APN / Parcel Number

Primary APN488-310-22-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area860 sqft Living Area

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Lot Area7,600 sqft (0.175 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Location & Zoning

Street Address644 PRESCOTT AVE
CityEL CAJON
StateCA
Zip92020-6017
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-6
Legal DescriptionLOT 22 TR 002444
Legal SubdivisionHAMILTON SQUARE
Legal Tract002444
Legal Block3
Legal Lot Number22
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3008
Census Tract15802

Owner

Source: San Diego County records · APN 488-310-22-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address644 PRESCOTT AVE, EL CAJON, CA 92020-6017
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 29, 2006 · Amount on Record
Deed SaleDec 29, 2006 · Amount on Record
Prior SaleJul 29, 1986 · Amount on Record
Deed Document Number2006925604
Last Transfer DateJul 23, 2024
Transfer Doc0000197008
Record UpdatedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address644 PRESCOTT AVE, EL CAJON, CA 92020-6017
Transaction TypeMortgage
Record UpdatedDec 31, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address644 PRESCOTT AVE, EL CAJON, CA 92020-6017

Mortgage

Document Number0000358772
DateDec 19, 2025
Instrument2025-0358772
Lender
NameSPLITERO FUNDING INC
TypeMortgage Company
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$529,451 (+2%) Land $392,804 Building $136,647
2025$7,368.00 (+0.59%)$519,070 (+4.04%) Land $385,102 Building $133,968
2023$7,325.00 (-0.64%) Homeowner's exemption$498,916 Land $370,149 Building $128,767
2022$7,372.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), as of September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Starlink
Satellite
280 / 30
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: California Internet, T-Mobile USA, Verizon, Wyyerd Group.

Based on FCC filings for 618 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CA3710010, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Prescott Ave

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