644 Pinecrest Dr, Ferndale, MI 48220 Property Records

Oakland County property record for 644 Pinecrest Dr, Ferndale, MI 48220 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 2000
Square Footage1,365 sqft Living Area
Lot Size4,356 sqft (0.1 acres)
OccupancyOwner Occupied
Last Sale$246,000 (2024)
Tax Bill$5,804.00 (2025)

Owner

Source: Oakland County records · APN 24-25-33-432-046

Assessment roll updated February 4, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address644 PINECREST DR, FERNDALE, MI 48220-2377
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jul 30, 2026Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
NONE LISTED ON DOCUMENT
Mar 26, 2024Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
MICHIGAN MUTUAL INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 26, 2024 · Amount on Record
Deed SaleMar 26, 2024 · Amount on Record
Prior SaleSep 07, 2007 · Amount on Record
Deed Doc Number202429588
Deed Book / Page59244 / 414
Prior Transfer DateOct 28, 2012
Prior Transfer Doc0000247370
Record RefreshedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Recording DateJul 30, 2026
Property Address644 PINECREST DR, FERNDALE, MI 48220-2377
Document Number0000114576
Book / Page61419 / 21
Instrument DateJun 17, 2026
Instrument2026114576
Transaction TypeMortgage
Record UpdatedAug 10, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address644 PINECREST DR, FERNDALE, MI 48220-2377

Mortgage

Document Number0000114576,
DateJul 30, 2026
Book Page61419/21
Instrument2026114576
Lender
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate6.51%
Max Rate-1%

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateMar 26, 2024
Property Address644 PINECREST DR, FERNDALE, MI 48220-2377
Document Number0000029588
Book / Page59244 / 414
Map ReferenceLB 30 PG 17
Instrument DateMar 19, 2024
Instrument29588
Transaction TypeTransfer
Record UpdatedApr 10, 2024
Title CompanyDEVON TITLE COMPANY, DEVON TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,845.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address8479 YALE ST, OAK PARK, MI 48237-1824

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address644 PINECREST DR, FERNDALE, MI 48220-2377

Mortgage

Document Number0059244417
DateMar 26, 2024
Instrument59244/417
Lender
NameMICHIGAN MUTUAL INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2054

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated February 4, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityFerndale City
Unified School DistrictFerndale Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,804.00 (+160.5%) Homeowner's exemption$118,550 (+7.94%)$237,100 (+7.94%)
2024$2,228.00 (-18.72%)
2023$109,830$219,660
2021$2,741.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN24-25-33-432-046

Interior

Bedrooms3 Beds
Full Baths1 Baths
Total Rooms4 Rooms
Building Area1,365 sqft Living Area
1st Floor1,365 sqft 1st Floor
Basement Area1,365 sqft Basement
Unfinished Basement1,365 sqft Unfinished
Stories1 Stories

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleRanch Style
Exterior MaterialAluminum/Vinyl Exterior
Foundation TypeNo Foundation Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialAsphalt Roof
Lot Area4,356 sqft (0.1 acres)
Depth X Width115 ft x 38 ft Depth x Width
Deck Area32 sqft Deck
Patio Area75 sqft Patio

Utilities and HVAC

Cooling SystemNone Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address644 PINECREST DR
CityFERNDALE
StateMI
Zip48220-2377
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionT1N, R11E, SEC 33 SHERBORNE PARK SUB LOT 61 10-19-98 FR 043
Legal Range11E
Legal Township01N
Legal Section33
Legal SubdivisionSHERBORNE PARK
Legal Lot Number10,61
JurisdictionOAKLAND MI
Minor Civil DivisionFERNDALE
Census Blockgroup4
Census Block4021
Census Tract173400

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