644 Pine St, Lapeer, MI 48446 Property Records

Lapeer County property record for 644 Pine St, Lapeer, MI 48446 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1910
Square Footage1,698 sqft Living Area
Lot Size7,187 sqft (0.165 acres)
OccupancyOwner Occupied
Last Sale$155,000 (2020)
Tax Bill$1,399.00 (2025)

Property Details

APN / Parcel Number

Primary APNL20-26-100-040-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,698 sqft Living Area
1st Floor952 sqft 1st Floor
Basement Area952 sqft Basement
Primary FlooringCarpet Flooring
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Lot Area7,187 sqft (0.165 acres)
Depth X Width120 ft x 60 ft Depth x Width
Garage Area320 sqft Garage

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address644 PINE ST
CityLAPEER
StateMI
Zip48446-2171
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCITY OF LAPEER ORIGINAL PLAT NE 1/4 NWLY 1/2 OF LOTS 3 & 4 BLK 12 (L=1 P=73 SEC 5, T7N-R10E)
Legal Range10E
Legal Township07N
Legal Section05
Legal SubdivisionCITY OF LAPEER R ORIGINAL
Legal Block12
Legal Lot Number3-4
JurisdictionLAPEER MI
Minor Civil DivisionLAPEER
Census Blockgroup2
Census Block2009
Census Tract337500

Owner

Source: Lapeer County records · APN L20-26-100-040-00

Assessment roll updated August 14, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address644 PINE ST, LAPEER, MI 48446-2171
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 08, 2020Warranty Deed, Transfer · Conventional Mortgage
CASON HOME LOANS
Oct 09, 2019Deed of Trust, Mortgage · Conventional Mortgage
GENISYS CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 08, 2020 · Amount on Record
Deed SaleDec 08, 2020 · Amount on Record
Prior SaleJan 23, 2015 · Amount on Record
Deed Book / Page3152 / 487
Prior Transfer DateSep 08, 1989
Record RefreshedSep 20, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAPEER MI
Recording DateDec 08, 2020
Property Address644 PINE ST, LAPEER, MI 48446-2171
Document Number0031520487
Book / Page3152 / 487
Map ReferenceLB D PG 1
Instrument DateNov 02, 2020
Transaction TypeTransfer
Record UpdatedJul 05, 2021
Title CompanyMASON BURGESS TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,162.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address644 PINE ST, 644, LAPEER, MI 48446-2171

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address644 PINE ST, LAPEER, MI 48446-2171

Mortgage

Document Number3152489
DateDec 08, 2020
Instrument3152/489
Lender
NameCASON HOME LOANS
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2050

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAPEER MI
Property Address644 PINE ST, LAPEER, MI 48446-2171
Document Number0030550029
Instrument DateOct 09, 2019
Transaction TypeMortgage
Record UpdatedNov 26, 2019
Title CompanyVANGUARD TITLE COMPANY, VANGUARD TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address644 PINE ST LAPEER MI 484462171, LAPEER, MI 48446-2171

Mortgage

Document Number0030550029
DateOct 18, 2019
Book Page003055/000029
Lender
NameGENISYS CU
TypeCredit Union
AddressAUBURN HILLS, MI 48326
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 17, 2049

Tax Assessment & Valuation

Source: Lapeer County records · Assessment roll updated August 14, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountyLapeer County
MunicipalityLapeer City
Unified School DistrictLapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,399.00 (-24.21%) Homeowner's exemption$85,700 (+24.38%)$171,400 (+24.38%)
2023$68,900$137,800
2022$1,846.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lapeer County (26087C), updated May 4, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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