644 Pine Ln, Winnetka, IL 60093 Property Records

Cook County property record for 644 Pine Ln, Winnetka, IL 60093 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	6 bd · 9.5 ba · 11,068 sqft · built 2023
Lot Size	1.73 acres (75,489 sqft)
Owner	Individual Name on File
Last Sale	$2,250,000 (Oct 2020)
Tax Bill	$114,237 (2023)
Deeds & Mortgages	Jul 2021 Mortgage May 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`05-17-312-049`

Property Details

APN / Parcel Number

Primary APN	`05-17-312-049`
Alternative APN	`05-17-312-049-0000`

Interior

Bedrooms	6 Beds
Full Baths	9.5 Baths
Half Baths	1 Half Bath
Total Rooms	17 Rooms
Stories	2 Stories
Building Area	11,068 sqft Living Area
1st Floor Area	925 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	75,489 sqft
Garage Type	Detached
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	644 PINE LN
City	WINNETKA
State	IL
Zip	60093-2029
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAROLD (NUTTING) SUB OF N185.5FT SH LT15 EX W267.83FT SEC 17-42-13
Legal Range	13E
Legal Township	42N
Legal Section	17
Legal Subdivision	NUTTING SUB
Legal Lot Number	15
Jurisdiction	COOK IL
Township / Civil Division	NEW TRIER
Census Block Group	2
Census Block	2005
Census Tract	800400

Owner

Source: Cook County records · APN 05-17-312-049

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	644 PINE LN, WINNETKA, IL 60093-2029
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage WATERMAN STATE BANK
May 08, 2026	Deed of Trust, Mortgage · Conventional Mortgage E-CHICAGO TITLE, CHICAGO TITLE
Feb 02, 2021	Deed, Transfer
Feb 02, 2021	Deed, Transfer
Oct 01, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 01, 2020 · Amount on Record
Deed Sale	Oct 01, 2020 · Amount on Record
Prior Sale	Dec 08, 1998
Deed Document Number	20207507
Prior Transfer Date	Dec 01, 2013
Prior Transfer Doc	0000047029
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	644 PINE LN, WINNETKA, IL 60093-2029
Transaction Type	Mortgage
Record Updated	May 08, 2026
Title Company	TEK TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0019504051
Date	Jul 14, 2021
Instrument	2119504051

Lender

Name	WATERMAN STATE BANK
Type	Bank
Address	WATERMAN, IL 60556

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	May 01, 2051

Interest

Rate Type	Fixed Rate
Rate	3.25%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Recording Date	May 08, 2026
Property Address	644 PINE LN, WINNETKA, IL 60093-2029
Document Number	0000016061
Instrument Date	Dec 17, 2025
Instrument	202616061
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Address	644 PINE LN, WINNETKA, IL 60093-2029

Mortgage

Document Number	0000016061,
Date	May 08, 2026
Instrument	202616061

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	7%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	COOK IL
Recording Date	Feb 02, 2021
Property Address	644 PINE ST, WINNETKA, IL 60093
Document Number	0003319032
Map Reference	DOC 18347583
Instrument Date	Feb 01, 2021
Instrument	2103319032
Transaction Type	Transfer
Record Updated	Jun 07, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 S LA SALLE ST # ST2750, 10, CHICAGO, IL 60603-1002

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1335 RIDGE RD, WILMETTE, IL 60091-1526

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	COOK IL
Recording Date	Feb 02, 2021
Property Address	644 PINE LN, WINNETKA, IL 60093-2029
Document Number	0003319032
Map Reference	DOC 18347583
Instrument Date	Feb 01, 2021
Instrument	2103319032
Transaction Type	Transfer
Record Updated	May 08, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 S LA SALLE ST # ST2750, ST2750, CHICAGO, IL 60603-1002

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1335 RIDGE RD, WILMETTE, IL 60091-1526

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Oct 01, 2020
Property Address	644 PINE ST, WINNETKA, IL 60093
Document Number	2027507507
Instrument Date	Aug 02, 2020
Instrument	27507507
Transaction Type	Transfer
Record Updated	Oct 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$2,250.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	10 S LA SALLE ST #2750 CHICAGO IL 606031108, 2750, CHICAGO, IL 60603-1108

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	New Trier Township
Municipality	Winnetka Village
Secondary School District	New Trier Township High School District 203 (09 - 12)
Elementary School District	Winnetka School District 36 (PK - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$560,567 (+430.42%) Land $143,429 Building $417,138	$5,605,670 (+430.42%) Land $1,434,290 Building $4,171,380
2023	$114,237.00 (+395.28%)
2022	$23,065.00	$105,684 Land $105,684	$1,056,840 Land $1,056,840

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cook County (17031C), updated February 11, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170318004002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1979–2016)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jul 2016, other causes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 200 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20

May also be available at this address: T-Mobile USA, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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