644 Pendleton Lake Rd, Raleigh, NC 27614 Property Records

Wake County property record for 644 Pendleton Lake Rd, Raleigh, NC 27614

Property Summary

Property Type	Single Family Home
Details	3 ba · 5,483 sqft · built 1993
Lot Size	2.07 acres (90,605 sqft)
Owner	Individual Name on Record
Last Sale	$585,000 (Mar 2020)
Tax Bill	$4,912 (2023)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1800.04-90-6442 0179766`

Property Details

APN / Parcel Number

Primary APN	`1800.04-90-6442 0179766`
Alternative APNs	`017976601` `0179766`

Interior

Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	5,483 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Lot Area	90,605 sqft (2.07 acres)
Garage Area	534 sqft

Exterior Amenities

Porch	Porch
Porch Area	28 sqft
Deck Area	452 sqft
Patio Area	662 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0179766
Old Parcel Number	017976601
Street Address	644 PENDLETON LAKE RD
City	RALEIGH
State	NC
Zip	27614-9093
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-80W
Legal Description	LO13 PENDELTON LAKE SUB BM1989-00568
Legal Township	02
Legal Subdivision	PENDELTON LAKE SUB
Legal Lot Number	13
Jurisdiction	WAKE NC
Township / Civil Division	BARTONS CREEK
Census Block Group	2
Census Block	2005
Census Tract	53806

Owner

Source: Wake County records, as of April 18, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	644 PENDLETON LAKE RD, RALEIGH, NC 27614-9093
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Mar 13, 2020	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
Mar 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2020 · Amount on Record
Deed Sale	Mar 13, 2020 · Amount on Record
Deed Document Number	0017784173
Deed Book / Page	17784 / 173
Record Updated	Jun 7, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	644 PENDLETON LAKE RD, RALEIGH, NC 27614-9093
Transaction Type	Mortgage
Record Updated	Jun 17, 2021
Title Company	SERVICELINK EAST

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	183972309
Date	Mar 15, 2021
Book Page	18397/2309

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Mar 13, 2020
Property Address	644 PENDLETON LAKE RD, RALEIGH, NC 27614-9093
Document Number	177840173
Book / Page	17784 / 173
Map Reference	MB 1989 PG 568
Instrument Date	Mar 7, 2020
Transaction Type	Transfer
Record Updated	Aug 27, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,170.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	312 SEASONS DR, 312, RALEIGH, NC 27614-9160

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	644 PENDLETON LAKE RD, RALEIGH, NC 27614-9093

Mortgage

Document Number	17784175
Date	Mar 13, 2020
Instrument	17784/175

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	644 PENDLETON LAKE RD, RALEIGH, NC 27614-9093
Document Number	167361326
Book / Page	016736 / 001326
Instrument Date	Mar 25, 2017
Transaction Type	Mortgage
Record Updated	Apr 5, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	644 PENDLETON LAKE RD RALEIGH NC 276149093, RALEIGH, NC 27614-9093

Mortgage

Document Number	167361326
Date	Mar 30, 2017
Book Page	016736/001326

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 29, 2047

Tax Assessment & Valuation

Source: Wake County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,912.00	$627,497 Land $180,000 Building $447,497	$627,497 Land $180,000 Building $447,497

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAYLEAF MASTER private · serves 16,715 people · EPA ID NC0392373
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.6 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: AT&T, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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