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644 Pearson St, Chipley, FL 32428 Property Records

Washington County property record for 644 Pearson St, Chipley, FL 32428 · Last verified January 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2012
Square Footage2,328 sqft Heated Area
Lot Size36,633 sqft (0.84 acres)
GarageFinished, 616 sqft
OccupancyOwner Occupied
Last Sale$320,000 (2024)

Property Details

APN / Parcel Number

Primary APN000012970001
Alternative APN
  • 12970001

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area2,328 sqft Heated Area
Gross Area3,412 sqft Gross Area
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2012
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area36,633 sqft (0.84 acres)
Lot Width197 ft Width
Garage TypeFinished Garage
Garage Area616 sqft Garage
Patio Area30 sqft Patio
PorchOpen Porch
Porch Area438 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Account Number000012970001
Street Address644 PEARSON ST
CityCHIPLEY
StateFL
Zip32428-1509
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description4 4 13 ORB 1308 P 69 PARCEL DESC IN ORB 1308 P 69 (ESMT ORB 396 P 638).
Legal Range13W
Legal Township04N
Legal Section04
Legal Block1297
Legal Lot Number0001
JurisdictionWASHINGTON FL
Minor Civil DivisionCHIPLEY
Census Blockgroup2
Census Block2037
Census Tract970104

Owner

Source: Washington County records · APN 000012970001

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address644 PEARSON ST, CHIPLEY, FL 32428-1509
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 03, 2023Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
ALABAMA TELCO CU
Aug 22, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 28, 2024 · Amount on Record
Deed SaleJun 28, 2024 · Amount on Record
Prior SaleNov 03, 2023 · Amount on Record
Deed Doc Number0000130869
Deed Book / Page1308 / 69
Record RefreshedJun 08, 2026

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON FL
Recording DateNov 03, 2023
Property Address644 PEARSON ST, CHIPLEY, FL 32428-1509
Document Number0067007626
Book / Page1286 / 713
Instrument DateNov 03, 2023
Instrument202367007626
Transaction TypeTransfer
Record UpdatedDec 19, 2023
Title CompanyNORTHWEST TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,729.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 393, BONIFAY, FL 32425-0393

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address644 PEARSON ST, CHIPLEY, FL 32428-1509

Mortgage

Document Number0000000715
DateNov 03, 2023
Instrument1286/715
Lender
NameALABAMA TELCO CU
TypeCredit Union
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2053

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWASHINGTON FL
Recording DateAug 22, 2017
Property Address644 PEARSON ST, CHIPLEY, FL 32428-1509
Document Number0067005768
Book / Page001097 / 000833
Instrument DateJul 28, 2017
Instrument67005768
Transaction TypeTransfer
Record UpdatedSep 01, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants In Common
Address4305 CAMDEN RD TALLAHASSEE FL 323037656, TALLAHASSEE, FL 32303-7656

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityChipley City
CountyWashington County
Unified School DistrictWashington County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025Homeowner's exemption$238,550 (+12.78%)$246,536 (+16.55%) Land $3,940 Building $242,596
2024$3,463.00 (+3.1%) Homeowner's exemption$211,520 (+11.65%) Land $3,940 Building $207,580$211,520 (+11.65%) Land $3,940 Building $207,580
2023$3,359.00 (+9.27%)$189,451 (+9.64%) Land $3,940 Building $185,511$189,451 (+9.64%) Land $3,940 Building $185,511
2022$3,074.00$172,788 Land $3,940 Building $168,848$172,788 Land $3,940 Building $168,848

Flood & Wildfire

644 Pearson St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Washington County (12133C), updated July 4, 2011

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
36th percentile of exposed land nationally · 10th in Florida
Wildfire LikelihoodLow — about 1 in 2,381 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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