Franklin County property record for 644 Oak Pine Ln, Berger, MO 63014 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1992 |
| Square Footage | 1,686 sqft Living Area |
| Lot Size | 322,344 sqft (7.4 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $461,177 (2026) |
| Tax Bill | $2,303.00 (2025) |
| Primary APN | 03-6-24.0-0-003-001.300 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,686 sqft Living Area |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Construction Type | Frame Construction |
| Lot Area | 322,344 sqft (7.4 acres) |
| Utility Building | 1,200 sqft Utility Building |
| Street Address | 644 OAK PINE LN |
|---|---|
| City | BERGER |
| State | MO |
| Zip | 63014-1625 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT:2B GARBS ESTATES PL2 |
| Legal Range | 4W |
| Legal Township | 45N |
| Legal Section | 24 |
| Legal Subdivision | GARBS ESTATES |
| Legal Lot Number | 2B |
| Jurisdiction | FRANKLIN MO |
| Minor Civil Division | BOEUF |
| Census Blockgroup | 1 |
| Census Block | 1067 |
| Census Tract | 800401 |
Source: Franklin County records · APN 03-6-24.0-0-003-001.300
Assessment roll updated November 11, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 644 OAK PINE LN, BERGER, MO 63014-1625 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 24, 2026 | Warranty Deed, Transfer · Conventional Mortgage GOLDSTAR MORTGAGE FINL GROUP |
| Oct 03, 2023 | Deed of Trust, Mortgage HUD |
| Sep 30, 2021 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage FIRST STATE BANK |
| Aug 13, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 24, 2026 · Amount on Record |
| Deed Sale | Feb 24, 2026 · Amount on Record |
| Prior Sale | Sep 30, 2021 · Amount on Record |
| Deed Doc Number | 20262602242 |
| Prior Transfer Date | Jul 30, 2020 |
| Prior Transfer Doc | 0000013069 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Feb 24, 2026 |
| Property Address | 644 OAK PINE LN, BERGER, MO 63014-1625 |
| Document Number | 0002602242 |
| Map Reference | DOC 0822278 |
| Instrument Date | Feb 20, 2026 |
| Instrument | 2602242 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2026 |
| Title Company | USTC, UST |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 613 OAK PINE LN, BERGER, MO 63014-1625 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 644 OAK PINE LN, BERGER, MO 63014-1625 |
| Document Number | 0002602243 |
|---|---|
| Date | Feb 24, 2026 |
| Instrument | 2602243 |
| Name | GOLDSTAR MORTGAGE FINL GROUP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 644 OAK PINE LN, BERGER, MO 63014-1625 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0002311722 |
|---|---|
| Date | Oct 03, 2023 |
| Instrument | 2311722 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Amount | Amount Recorded |
|---|---|
| Term | 336 Months |
| Due | Oct 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Sep 30, 2021 |
| Property Address | 644 OAK PINE LN, BERGER, MO 63014-1625 |
| Document Number | 0002118451 |
| Map Reference | DOC 0822278 |
| Instrument Date | Sep 27, 2021 |
| Instrument | 2118451 |
| Transaction Type | Transfer |
| Record Updated | Jan 09, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 644 OAK PINE LN, BERGER, MO 63014-1625 |
| Document Number | 0002118452 |
|---|---|
| Date | Sep 30, 2021 |
| Instrument | 2118452 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Aug 13, 2020 |
| Property Address | 644 OAK PINE LN, BERGER, MO 63014-1625 |
| Document Number | 0000013069 |
| Instrument Date | Jul 30, 2020 |
| Instrument | 13069 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 644 OAK PINE LN BERGER MO 630141625, BERGER, MO 63014-1625 |
Source: Franklin County records · Assessment roll updated November 11, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Unified School District | Gasconade County R-I School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,303.00 (+16.49%) | $37,476 (+18.01%) | $198,960 (+17.72%) Land $11,920 Building $187,040 |
| 2023 | $1,977.00 (-4.49%) | $31,757 | $169,010 Land $10,920 Building $158,090 |
| 2022 | $2,070.00 |
644 Oak Pine Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Franklin County (29071C), updated June 4, 2020
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 45th percentile of exposed land nationally · 49th in Missouri |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,316 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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