Cumberland County and Standish Town property record for 644 Oak Hill Rd, Standish, ME 04084
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,999 sqft · built 1978 |
| Lot Size | 3.31 acres (144,184 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $187,500 (Dec 2023) |
| Tax Bill | $5,664 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Dec 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | STAN M:9 L:24-D |
| Primary APN | STAN M:9 L:24-D |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,999 sqft Living Area |
| Gross Area | 5,992 sqft |
| 1st Floor Area | 1,859 sqft |
| Basement Area | 1,859 sqft |
| Unfinished Basement | 1,859 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Colonial |
| Exterior Material | Combination |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 144,184 sqft (3.31 acres) |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | P1740R |
|---|---|
| Street Address | 644 OAK HILL RD |
| City | STANDISH |
| State | ME |
| Zip | 04084-6015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Subdivision | PARCELS LAND OWNED BY ELMER AL |
| Legal Lot Number | 24-D |
| Jurisdiction | STANDISH ME |
| Township / Civil Division | STANDISH |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 17004 |
644 Oak Hill Rd is owned and occupied by two individuals who bought it in December 2023.
Source: Cumberland County and Standish Town records, as of July 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 644 OAK HILL RD, STANDISH, ME 04084-6015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 8, 2025 | Deed of Trust, Mortgage · Line of Credit BANGOR SAVINGS BANK |
| Dec 21, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 5, 2018 | Deed of Trust, Mortgage CUMBERLAND CTY FCU |
| Oct 25, 2019 | Trustee's Deed, Construction Loan · Construction Mortgage LAVOIE BLDG & REMODELLING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 21, 2023 · Amount on File |
| Deed Sale | Dec 21, 2023 · Amount on File |
| Deed Document Number | 202345958 |
| Deed Book / Page | 40536 / 328 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANDISH ME |
| Property Address | 644 OAK HILL RD, STANDISH, ME 04084-6015 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0417070168 |
|---|---|
| Date | Sep 8, 2025 |
| Book Page | 41707/168 |
| Instrument | 36053 |
| Name | BANGOR SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANDISH ME |
| Recording Date | Dec 21, 2023 |
| Property Address | 644 OAK HILL RD, STANDISH, ME 04084-6015 |
| Document Number | 0405360328 |
| Book / Page | 40536 / 328 |
| Instrument Date | Dec 20, 2023 |
| Instrument | 45958 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000045959 |
|---|---|
| Date | Dec 21, 2023 |
| Instrument | 45959 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANDISH ME |
| Property Address | 644 OAK HILL RD, STANDISH, ME 04084-6015 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0347560069 |
|---|---|
| Date | Apr 5, 2018 |
| Book Page | 34756/0069 |
| Instrument | 000000015163 |
| Name | CUMBERLAND CTY FCU |
|---|
| Amount | Amount on Record |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | STANDISH ME |
| Recording Date | Oct 25, 2019 |
| Property Address | 644 OAK HILL RD, STANDISH, ME 04084-6015 |
| Document Number | 0361060246 |
| Book / Page | 036106 / 000246 |
| Instrument Date | Oct 15, 2019 |
| Instrument | 54200 |
| Transaction Type | Construction Loan |
| Record Updated | Nov 5, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 644 OAK HILL RD STANDISH ME 040846015, STANDISH, ME 04084-6015 |
| Document Number | 361060246 |
|---|---|
| Date | Oct 25, 2019 |
| Book Page | 036106/000246 |
| Instrument | 54200 |
| Name | LAVOIE BLDG & REMODELLING INC |
|---|---|
| Address | 25 ROCKY RD, SEBAGO, ME 04029-3406 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Oct 24, 2020 |
The 2025 property tax bill for 644 Oak Hill Rd was $5,664, up 5.2% from the year before.
Source: Cumberland County and Standish Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Standish Town |
| Unified School District | School Administrative District 06 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,664.00 (+5.22%) | $456,800 (+6.93%) Land $74,600 Building $382,200 |
| 2024 | $5,383.00 (+10.78%) | $427,200 (+21.78%) Land $69,400 Building $357,800 |
| 2023 | $4,859.00 (+3.98%) | $350,800 (+8.47%) Land $57,900 Building $292,900 |
| 2022 | $4,673.00 | $323,400 Land $51,800 Building $271,600 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 644 Oak Hill Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 644 Oak Hill Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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