San Diego County property record for 644 N Pierce St, El Cajon, CA 92020
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,126 sqft · built 1952 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $154,500 (Jul 1999) |
| Tax Bill | $3,905 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 482-232-18-00 |
| Primary APN | 482-232-18-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,126 sqft Living Area |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Lot Area | 7,000 sqft (0.161 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Street Address | 644 N PIERCE ST |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92020-3046 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-6 |
| Legal Description | LOT 207 TR 002843 |
| Legal Subdivision | SUNNYSLOPE HEIGHTS |
| Legal Tract | 002843 |
| Legal Block | 1 |
| Legal Lot Number | 207 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 16100 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 644 N PIERCE ST, EL CAJON, CA 92020-3046 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 1999 · Amount on Record |
| Deed Sale | Jul 1, 1999 · Amount on Record |
| Prior Sale | Jul 9, 1992 · Amount on Record |
| Deed Document Number | 1999461977 |
| Last Transfer Date | Jun 14, 2024 |
| Transfer Doc | 0000231663 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 644 N PIERCE ST, EL CAJON, CA 92020-3046 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2021 |
| Title Company | ADVANTAGE TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 644 N PIECE STREET, EL CAJON, CA 92020-3046 |
| Document Number | 0000139426 |
|---|---|
| Date | Feb 23, 2021 |
| Instrument | 2021-0139426 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | El Cajon City |
| Elementary School District | Cajon Valley Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $264,285 (+4.04%) Land $127,998 Building $136,287 | |
| 2025 | $3,905.00 (+5.43%) | $254,025 (+2%) Land $123,029 Building $130,996 |
| 2023 | $3,704.00 (-1.31%) Homeowner's exemption | $249,045 Land $120,617 Building $128,428 |
| 2022 | $3,753.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: GeoLinks, T-Mobile.
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