Lawrence County property record for 644 N Main St, #648, Spearfish, SD 57783
| Property Type | Commercial Building, Warehouse, Showroom |
|---|---|
| Details | 2,140 sqft · built 1976 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $5,635 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 32030-03000-120-10 |
| Primary APN | 32030-03000-120-10 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,140 sqft Total Area |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Total Buildings | 4 Buildings |
| Account Number | R16281 |
|---|---|
| Street Address | 644 N MAIN ST, 648 |
| City | SPEARFISH |
| State | SD |
| Zip | 57783-2445 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Commercial Building, Warehouse, Showroom |
| Legal Description | ORIGINAL TOWN SPEARFISH LOT 12 BLK 30 |
| Legal Subdivision | ORIGINAL TOWN SPEARFISH |
| Legal Block | 30 |
| Legal Lot Number | 12 |
| Jurisdiction | LAWRENCE SD |
| Township / Civil Division | SPEARFISH |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 966200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Spearfish Historic Commercial District listed 1975 · 24 contributing resources · NRIS 75001718 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Lawrence County records, as of September 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 906 N 7TH ST, SPEARFISH, SD 57783-2104 |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Lawrence County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Lawrence County |
| Municipality | Spearfish City |
| Unified School District | Spearfish School District 40-2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $451,360 (+4.7%) Land $78,500 Building $372,860 | ||
| 2025 | $5,635.00 (-6.98%) | $431,110 (+24.78%) Land $76,000 Building $355,110 | |
| 2024 | $6,058.00 (+0.68%) | ||
| 2023 | $373,450 Land $66,000 Building $307,450 | ||
| 2022 | $6,017.00 | $345,500 Land $66,000 Building $279,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 4 (1992–1995) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Jun 1995 · Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 85% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPEARFISH serves 13,803 people · EPA ID SD4600311 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Also Mapped Here | SPEARFISH MEADOWS |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 250 |
| Bluepeak Cable · Fiber in parts of the area | 1,000 / 30 |
| Wisp West Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink.
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