Kent County property record for 644 Main St, Dover, DE 19901
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,320 sqft · built 1970 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $162,000 (Mar 2020) |
| Tax Bill | $1,411 (2026) |
| Deeds & Mortgages | Mar 2020 Sale & Mortgage Feb 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4-14-069.20-01-06.00-000 |
| Primary APN | 4-14-069.20-01-06.00-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,320 sqft Living Area |
| Basement Area | 1,320 sqft |
| Unfinished Basement | 1,320 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 14,810 sqft (0.34 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| View / Lot | Major Street/Thoroughfare |
| Garage Type | Detached |
| Garage Area | 1,008 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 308 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Water Source | Well |
| Account Number | 22309 |
|---|---|
| Street Address | 644 MAIN ST |
| City | DOVER |
| State | DE |
| Zip | 19901-4813 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NA |
| Legal Description | PAR. 2-WINSLOW PLOT, LOTS #11 & #12 644 MAIN STREET |
| Legal Subdivision | WINSLOW LOTS |
| Legal Lot Number | 11-12 |
| Jurisdiction | KENT DE |
| Township / Civil Division | DOVER |
| Census Block Group | 1 |
| Census Block | 1055 |
| Census Tract | 43202 |
Source: Kent County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 644 MAIN ST, DOVER, DE 19901-4813 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 4, 2020 | Grant Deed, Transfer EMBRACE HM LOANS |
| Feb 28, 2020 | Grant Deed, Transfer EMBRACE HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 4, 2020 · Amount on Record |
| Deed Sale | Mar 4, 2020 · Amount on Record |
| Prior Sale | Feb 28, 2020 · Amount on Record |
| Deed Document Number | 2020381377 |
| Deed Book / Page | 10068 / 282 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Mar 4, 2020 |
| Property Address | 644 MAIN ST, DOVER, DE 19901-4813 |
| Document Number | 0000381377 |
| Book / Page | 010068 / 000282 |
| Instrument Date | Feb 27, 2020 |
| Instrument | 381377 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,050.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 644 MAIN ST DOVER DE 199014813, DOVER, DE 19901-4813 |
| Document Number | 381378 |
|---|---|
| Date | Mar 4, 2020 |
| Book Page | 010068/000287 |
| Instrument | 381378 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 3, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Feb 28, 2020 |
| Property Address | 644 MAIN ST, DOVER, DE 19901-4813 |
| Document Number | 0000381028 |
| Book / Page | 010059 / 000293 |
| Instrument Date | Feb 27, 2020 |
| Instrument | 381028 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,050.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 644 MAIN ST LITTLE CREEK DE 19961, LITTLE CREEK, DE 19961 |
| Document Number | 381029 |
|---|---|
| Date | Feb 28, 2020 |
| Book Page | 010059/000298 |
| Instrument | 381029 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 27, 2050 |
Source: Kent County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | Kent County |
| Municipality | Little Creek Town |
| Unified School District | Capital School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,411.00 (+5.85%) | $224,900 (+491.84%) Land $49,900 Building $175,000 |
| 2025 | $1,333.00 (+17.86%) | |
| 2023 | $1,131.00 | $38,000 Land $6,000 Building $32,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 80 policies |
| Nearby Flood Policies | 80 in force |
| Nearby Flood Claims | 76 (1980–2025) |
| Claims Outside the SFHA | 7 of 76 |
| Most Recent Claim | Oct 2025 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 47% of Delaware |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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