644 Main St, Derby, VT 05829 Property Records

Derby Town property record for 644 Main St, Derby, VT 05829

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,456 sqft · built 1910
Lot Size0.27 acres (11,761 sqft)
OwnerIndividual Name on Record
Last Sale$140,000 (Apr 2024)
Tax Bill$1,476 (2025)
Deeds & MortgagesApr 2024 Sale
APN177-056-11130

Property Details

APN / Parcel Number

Primary APN177-056-11130
Alternative APNs
  • M:MSTD B:L057A6 L:L
  • (056) MSTDL057A6L

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,456 sqft Living Area
Gross Area2,448 sqft
Basement Area728 sqft
Unfinished Basement728 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeHip
Roof MaterialShingle
Lot Area11,761 sqft (0.27 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address644 MAIN ST
CityDERBY
StateVT
Zip05829
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOUSE & LOT
JurisdictionDERBY VT
Township / Civil DivisionDERBY
Census Block Group1
Census Block1024
Census Tract951200

Owner

Source: Derby Town records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address644 MAIN ST, DERBY LINE, VT 05830-8788
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 9, 2024 · Amount on Record
Deed SaleApr 9, 2024 · Amount on Record
Prior SaleJan 20, 2006 · Amount on Record
Deed Document Number20242100689728
Prior Transfer DateJan 11, 2014
Record UpdatedSep 20, 2026

April 2024: Deed, Transfer

Document TypeDeed
JurisdictionDERBY VT
Recording DateApr 9, 2024
Property Address644 MAIN ST, DERBY, VT 05829
Document Number2100689728
Instrument DateApr 5, 2024
Instrument2100689728
Transaction TypeTransfer
Record UpdatedApr 29, 2024

Transaction

AmountAmount Recorded
Tax$1,080.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3552 GLEN RD, NEWPORT, VT 05855-8745

Transferred To (Grantee/Buyer)

NameVerified Name
Address644 MAIN ST, DERBY LINE, VT 05830-8788

Tax Assessment & Valuation

Source: Derby Town assessment roll, as of May 29, 2026

Property Jurisdictions

TypeName
StateVermont
CountyOrleans County
County SubdivisionDerby Town
MunicipalityDerby Line Village
Elementary School DistrictDerby School District (PK - 06)
Secondary School DistrictNorth Country Junior/Senior UHSD 22 (7-12) (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$1,476.00 (-34.4%)$99,200 (-) Land $33,400 Building $65,800
2024$2,250.00 (+11.06%)
2022$99,200 Land $33,400 Building $65,800
2021$2,026.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2019)
Most Recent ClaimOct 2019 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 52% of Vermont
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDERBY LINE VILLAGE WATER DISTRICT
serves 897 people · EPA ID VT0020568
Water SourceGroundwater
Last State InspectionDec 2024
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Main St

Nearby Streets

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