644 Main St, #652, Springfield, MA 01105 Property Records

Hampden County and Springfield City property record for 644 Main St, #652, Springfield, MA 01105

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	5,944 sqft · built 1978
Lot Size	0.121 acres (5,258 sqft)
Owner	Company Name on Record
Tax Bill	$17,138 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Mar 2023 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`SPRI S:08130 P:0057`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:08130 P:0057`
Alternative APN	`81300057`

Interior

Total Rooms	16 Rooms
Stories	1 Story
Building Area	5,944 sqft Gross Area
Basement Area	1,500 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Concrete Block
Lot Area	5,258 sqft (0.121 acres)

Utilities, Heating & Cooling

Heating System	Space Heater

Location & Zoning

Account Number	81300057
Street Address	644 MAIN ST, 652
City	SPRINGFIELD
State	MA
Zip	01105-2414
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	B2
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3003
Census Tract	802000

Owner

Source: Hampden County and Springfield City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	9525 QUEENS BLVD, 1001, REGO PARK, NY 11374-4508
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2025	Deed of Trust, Mortgage CUSTOMERS BANK
Mar 20, 2023	Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY BANK NA
Jan 13, 2017	Deed of Trust, Mortgage PROGRESSIVE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2016
Deed Sale	Dec 7, 2016
Prior Sale	Jul 20, 2016 · Amount on Record
Deed Document Number	201673366
Deed Book / Page	21479 / 534
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	644 MAIN ST # 652, 652, SPRINGFIELD, MA 01105-2414
Transaction Type	Mortgage
Record Updated	Dec 17, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026120-79
Date	Nov 21, 2025
Book Page	26120/79
Instrument	55994

Lender

Name	CUSTOMERS BANK
Type	Bank

Agreement

Amount	Amount Recorded

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	644 MAIN ST # 652, 652, SPRINGFIELD, MA 01105-2414
Transaction Type	Mortgage
Record Updated	Apr 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024942-479
Date	Mar 20, 2023
Book Page	24942/479
Instrument	12313

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	644 MAIN ST # 652, 652, SPRINGFIELD, MA 01105-2414
Document Number	21532-279
Book / Page	021532 / 000279
Instrument Date	Jan 13, 2017
Transaction Type	Mortgage
Record Updated	Jan 31, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	21532-279
Date	Jan 13, 2017
Book Page	021532/000279
Instrument	2310

Lender

Name	PROGRESSIVE CU
Type	Credit Union

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$17,138.00 (+21.69%)	$486,600 (+25.77%) Land $62,900 Building $423,700
2023	$14,083.00	$386,900 Land $57,200 Building $329,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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