644 Madison Ave, Morgantown, WV 26501 Property Records

Monongalia County property record for 644 Madison Ave, Morgantown, WV 26501

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,070 sqft · built 1924
Lot Size	0.184 acres (8,015 sqft)
Owner	Individual Name on Record
Last Sale	$61,500 (Oct 2019)
Tax Bill	$1,644 (2026)
Deeds & Mortgages	May 2022 Mortgage May 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`09-40-0274.0000`

Property Details

APN / Parcel Number

Primary APN	`09-40-0274.0000`
Alternative APN	`31-09-40-0274.0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,070 sqft Living Area
1st Floor Area	1,652 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	8,015 sqft (0.184 acres)
Lot Dimensions	100 ft deep x 80 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	644 MADISON AVE
City	MORGANTOWN
State	WV
Zip	26501-6720
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BL 6, LOTS 4,5 644 MADISON AVE
Legal Subdivision	SMITH AND WILLEY ADDITION
Legal Lot Number	4,5,644
Jurisdiction	MONONGALIA WV
Township / Civil Division	CENTRAL
Census Block Group	2
Census Block	2008
Census Tract	11000

Owner

Source: Monongalia County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	380 QUARRY RUN RD, MORGANTOWN, WV 26508-4449
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage CLEAR MOUNTAIN BANK
May 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage CLEAR MOUNTAIN BANK
Jun 28, 2021	Deed of Trust, Mortgage · Line of Credit CLEAR MOUNTAIN BANK
Jun 15, 2020	Deed of Trust, Mortgage · Line of Credit CITY NAT'L BK/WV
Nov 25, 2019	Grant Deed, Transfer · Line of Credit UNITED BK
Oct 18, 2019	Grant Deed, Transfer ATTORNEY ONLY
Jul 10, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2019 · Amount on Record
Deed Sale	Oct 18, 2019 · Amount on Record
Prior Sale	Jul 10, 2019 · Amount on Record
Deed Document Number	2019774665
Deed Book / Page	1685 / 264
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONONGALIA WV
Property Address	644 MADISON AVE, MORGANTOWN, WV 26501-6720
Transaction Type	Mortgage
Record Updated	May 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	380 QUARRY RUN RD, MORGANTOWN, WV 26508-4449

Mortgage

Document Number	002514/251
Date	May 17, 2022
Book Page	2514/251
Instrument	865412

Lender

Name	CLEAR MOUNTAIN BANK
Type	Bank
Address	BRUCETON MILLS, WV 26525

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONONGALIA WV
Property Address	644 MADISON AVE, MORGANTOWN, WV 26501-6720
Transaction Type	Mortgage
Record Updated	May 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002512/21
Date	May 3, 2022
Book Page	2512/21
Instrument	864375

Lender

Name	CLEAR MOUNTAIN BANK
Type	Bank
Address	BRUCETON MILLS, WV 26525

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONONGALIA WV
Property Address	644 MADISON AVE, MORGANTOWN, WV 26501-6720
Transaction Type	Mortgage
Record Updated	Jul 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	380 QUARRY RUN RD, MORGANTOWN, WV 26508-4449

Mortgage

Document Number	2449/759
Date	Jun 28, 2021
Book Page	2449/759
Instrument	833633

Lender

Name	CLEAR MOUNTAIN BANK
Type	Bank
Address	MORGANTOWN, WV 26508

Agreement

Type	Line of Credit
Amount	Amount Recorded

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONONGALIA WV
Property Address	644 MADISON AVE, MORGANTOWN, WV 26501-6720
Document Number	0000793758
Instrument Date	Jun 15, 2020
Transaction Type	Mortgage
Record Updated	Aug 17, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	380 QUARRY RUN RD MORGANTOWN WV 265084449, MORGANTOWN, WV 26508-4449

Mortgage

Document Number	0000793758
Date	Jun 18, 2020
Book Page	002361/000001
Instrument	793758

Lender

Name	CITY NAT'L BK/WV
Type	Bank
Address	MORGANTOWN, WV 26505

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONONGALIA WV
Recording Date	Nov 25, 2019
Property Address	644 MADISON AVE, MORGANTOWN, WV 26501-6720
Document Number	0000777897
Book / Page	001688 / 000700
Instrument Date	Oct 28, 2019
Instrument	777897
Transaction Type	Transfer
Record Updated	Dec 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$259.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	700 SHERMAN AVE MORGANTOWN WV 265016950, MORGANTOWN, WV 26501-6950

Mortgage

Document Number	777898
Date	Nov 25, 2019
Book Page	002324/000176
Instrument	777898

Lender

Name	UNITED BK
Type	Bank
Address	MORGANTOWN, WV 26505

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONONGALIA WV
Recording Date	Oct 18, 2019
Property Address	644 MADISON AVE, MORGANTOWN, WV 26501-6720
Document Number	0000774665
Book / Page	001685 / 000264
Instrument Date	Oct 14, 2019
Instrument	774665
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$270.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	356 QUARRY RUN RD MORGANTOWN WV 265084449, MORGANTOWN, WV 26508-4449

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONONGALIA WV
Recording Date	Jul 10, 2019
Property Address	644 MADISON AVE, MORGANTOWN, WV 26501-6720
Document Number	0000764822
Book / Page	001676 / 000394
Instrument Date	Jun 27, 2019
Instrument	764822
Transaction Type	Transfer
Record Updated	Jul 23, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$242.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	16110 WINTUN RD APPLE VALLEY CA 923072437, APPLE VALLEY, CA 92307-2437

Tax Assessment & Valuation

Source: Monongalia County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Monongalia County
Municipality	Morgantown City
Unified School District	Monongalia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,644.00 (-0.06%)	$62,400 (-) Land $29,400 Building $33,000	$104,000 (-) Land $49,000 Building $55,000
2025	$1,645.00 (+2.49%)	$62,400 (+2.56%) Land $29,400 Building $33,000	$104,000 (+2.56%) Land $49,000 Building $55,000
2023	$1,605.00 (+4.56%)	$60,840 (+1%) Land $29,400 Building $31,440	$101,400 (+1%) Land $49,000 Building $52,400
2022	$1,535.00	$60,240 Land $29,400 Building $30,840	$100,400 Land $49,000 Building $51,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORGANTOWN UTILITY BOARD serves 66,851 people · EPA ID WV3303111
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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