Merced County property record for 644 Lim St, Merced, CA 95341 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,475 sqft · built 2018 |
| Lot Size | 0.115 acres (5,027 sqft) |
| Owner | Individual Name on File |
| Last Sale | $252,500 (Dec 2018) |
| Tax Bill | $4,651 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Dec 2018 Sale & Mortgage + 2 more |
| Flood Zone | Zone AO (high risk) |
| APN | 259-295-005-000 |
| Primary APN | 259-295-005-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,475 sqft Living Area |
| 1st Floor Area | 1,475 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 5,027 sqft (0.115 acres) |
| Garage Type | Attached |
| Garage Area | 486 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 47 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 259-295-005 |
|---|---|
| Street Address | 644 LIM ST |
| City | MERCED |
| State | CA |
| Zip | 95341-7045 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CYPRESS TERRACE EAST LOT 35 |
| Legal Subdivision | CYPRESS TERRACE EAST |
| Legal Lot Number | 35 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | MERCED |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 1604 |
Source: Merced County records · APN 259-295-005-000
Assessment roll updated July 16, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 644 LIM ST, MERCED, CA 95341-7045 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Oct 24, 2025 | Deed of Trust, Mortgage · FHA Mortgage EMORTGAGE FUNDING LLC |
| Dec 26, 2018 | Grant Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC |
| Jun 01, 2018 | Grant Deed, Construction Loan · Line of Credit HOUSING CAP |
| Jun 27, 2017 | Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 26, 2018 · Amount on Record |
| Deed Sale | Dec 26, 2018 · Amount on Record |
| Prior Sale | Jun 01, 2018 · Amount on Record |
| Deed Document Number | 201841029 |
| Last Transfer Date | Feb 26, 2025 |
| Transfer Doc | 0000007042 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 644 LIM ST, MERCED, CA 95341-7045 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 644 LIM ST, MERCED, CA 95341-7045 |
| Document Number | 0000029282 |
|---|---|
| Date | Oct 24, 2025 |
| Instrument | 2025029282 |
| Name | EMORTGAGE FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48084 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Dec 26, 2018 |
| Property Address | 644 LIM ST, MERCED, CA 95341-7045 |
| Document Number | 0000041029 |
| Map Reference | MB 75 PG 21-25 |
| Instrument Date | Dec 06, 2018 |
| Instrument | 2018041029 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2022 |
| Title Company | FIDELITY NATIONAL TITLE COMP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 644 LIM ST, MERCED, CA 95341-7045 |
| Document Number | 0000041030 |
|---|---|
| Date | Dec 26, 2018 |
| Instrument | 2018041030 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Jun 01, 2018 |
| Property Address | 644 LIM ST, MERCED, CA 95341-7045 |
| Document Number | 0000016432 |
| Instrument Date | May 10, 2018 |
| Instrument | 16432 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 09, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,667.60 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 923 E PACHECO BLVD #C LOS BANOS CA 936354327, C, LOS BANOS, CA 93635-4327 |
| Document Number | 16435 |
|---|---|
| Date | Jun 01, 2018 |
| Instrument | 16435 |
| Name | HOUSING CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | 265 E RIVER PARK CIR # 460, FRESNO, CA 93720-1581 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Jun 27, 2017 |
| Property Address | 644 LIM ST, MERCED, CA 95341-7045 |
| Document Number | 0000020408 |
| Instrument Date | Jun 23, 2017 |
| Instrument | 20408 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2017 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5082 N PALM AVE #B FRESNO CA 937042231, B, FRESNO, CA 93704-2231 |
Source: Merced County records · Assessment roll updated July 16, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Merced City |
| Secondary School District | Merced Union High School District (09 - 12) |
| Elementary School District | Weaver Union Elementary School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,651.00 (+4.24%) | $281,495 (+4.04%) Land $61,351 Building $220,144 |
| 2024 | $4,462.00 (+2.69%) | |
| 2023 | $4,345.00 (+2.14%) Homeowner's exemption | $270,567 Land $58,970 Building $211,597 |
| 2022 | $4,254.00 |
Source: FEMA National Flood Hazard Layer, Merced County (06047C), updated October 4, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AO sheet flow 1–3 ft |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Low above 34% of the US · above 20% of California |
|---|---|
| Wildfire Likelihood | About 1 in 4,348 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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