644 Laurel Dr, Hartwell, GA 30643 Property Records

Hart County property record for 644 Laurel Dr, Hartwell, GA 30643

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,976 sqft · built 2019
Lot Size	0.91 acres (39,640 sqft)
Owner	Individual Name on Record
Last Sale	$349,500 (Nov 2023)
Tax Bill	$1,890 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`I57F-005-004`

Property Details

APN / Parcel Number

Primary APN	`I57F-005-004`
Alternative APN	`21339`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,976 sqft Heated Area
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Exterior Material	Fiber Cement Siding
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	39,640 sqft (0.91 acres)
Garage Area	528 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	21339
Street Address	644 LAUREL DR
City	HARTWELL
State	GA
Zip	30643-4373
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	.91AC PB7318 PG152
Legal Subdivision	HARTWELL - RES - 32K
Jurisdiction	HART GA
Township / Civil Division	HARTWELL
Census Block Group	2
Census Block	2016
Census Tract	960402

Owner

Source: Hart County records, as of March 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	644 LAUREL DR, HARTWELL, GA 30643-4373
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2023 · Amount on Record
Deed Sale	Nov 27, 2023 · Amount on Record
Deed Document Number	0001021509
Deed Book / Page	1021 / 509
Record Updated	Jun 8, 2026

November 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HART GA
Recording Date	Nov 27, 2023
Property Address	644 LAUREL DR, HARTWELL, GA 30643-4373
Document Number	0010210509
Book / Page	1021 / 509
Instrument Date	Nov 22, 2023
Transaction Type	Transfer
Record Updated	Dec 29, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$349.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	644 LAUREL DR, HARTWELL, GA 30643-4373

Mortgage

Document Number	0010210000000512
Date	Nov 27, 2023
Book Page	0000001021/0000000512

Lender

Name	MAGNOLIA BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Hart County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Hart County
Unified School District	Hart County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,890.00 (-9.22%) Homeowner's exemption	$139,074 (+11.21%) Land $12,800 Building $126,274	$347,685 (+11.21%) Land $32,000 Building $315,685
2023	$2,082.00 (-2.85%)	$125,060 (+12.41%) Land $8,000 Building $117,060	$312,649 (+12.41%) Land $20,000 Building $292,649
2022	$2,143.00	$111,253 Land $8,000 Building $103,253	$278,132 Land $20,000 Building $258,132

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 20, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 84% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
HTC Fiber	1,000 / 1,000

May also be available: Point Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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