Ramsey County property record for 644 Lake Pine Dr, Shoreview, MN 55126
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,240 sqft · built 1986 |
| Lot Size | 0.258 acres (11,220 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,652 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Aug 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-30-23-14-0016 |
| Primary APN | 11-30-23-14-0016 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,240 sqft Living Area |
| 1st Floor Area | 1,288 sqft |
| Basement Area | 360 sqft |
| Finished Basement | 360 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Shed Roof |
| Lot Area | 11,220 sqft (0.258 acres) |
| Lot Dimensions | 132 ft deep x 85 ft wide |
| Garage Type | Attached |
| Garage Area | 808 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 146954 |
|---|---|
| Street Address | 644 LAKE PINE DR |
| City | SAINT PAUL |
| State | MN |
| Zip | 55126-1256 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TURTLE LAKE PINES LOT 3 BLK 2 |
| Legal Range | 23 |
| Legal Township | 30 |
| Legal Section | 11 |
| Legal Subdivision | TURTLE LAKE PINES |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | SHOREVIEW |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 40707 |
644 Lake Pine Dr is owned and occupied by two individuals.
Source: Ramsey County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 644 LAKE PINE DR, SAINT PAUL, MN 55126-1256 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FRANDSEN BK&TR |
| Aug 13, 2019 | Deed of Trust, Mortgage · Conventional Mortgage TOPLINE FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 644 LAKE PINE DR, SHOREVIEW, MN 55126-1256 |
| Document Number | 0004846445 |
| Instrument Date | Oct 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 644 LAKE PINE DR SHOREVIEW MN 551261256, SHOREVIEW, MN 55126-1256 |
| Document Number | 0004846445 |
|---|---|
| Date | Nov 19, 2020 |
| Instrument | 4846445 |
| Name | FRANDSEN BK&TR |
|---|---|
| Type | Bank |
| Address | NEW ULM, MN 56073 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 18, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 644 LAKE PINE DR, SHOREVIEW, MN 55126-1256 |
| Document Number | 0004776087 |
| Instrument Date | Aug 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 644 LAKE PINE DR ST PAUL MN 551261256, ST PAUL, MN 55126-1256 |
| Document Number | 0004776087 |
|---|---|
| Date | Sep 30, 2019 |
| Instrument | 4776087 |
| Name | TOPLINE FCU |
|---|---|
| Type | Credit Union |
| Address | MAPLE GROVE, MN 55369 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Sep 29, 2029 |
The 2025 property tax bill for 644 Lake Pine Dr was $6,652.
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | Shoreview City |
| Unified School District | Mounds View Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $509,900 Land $93,200 Building $416,700 | $509,900 Land $93,200 Building $416,700 | |
| 2025 | $6,652.00 | ||
| 2023 | $6,780.00 | $510,100 Land $93,200 Building $416,900 | $510,100 Land $93,200 Building $416,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 644 Lake Pine Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 644 Lake Pine Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Shoreview serves 26,750 people · EPA ID MN1620020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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