644 Ladd St, Lehigh Acres, FL 33974 Property Records

Lee County property record for 644 Ladd St, Lehigh Acres, FL 33974

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.259 acres (11,260 sqft)
Owner	Company Name on File
Last Sale	$22,250 (Sep 2026)
Tax Bill	$408 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-45-27-09-00034.0010`

Property Details

APN / Parcel Number

Primary APN	`28-45-27-09-00034.0010`
Alternative APNs	`28-45-27-L2-09034.0010` `272845L2090340010` `10433352`

Exterior

Lot Area	11,260 sqft (0.259 acres)

Location & Zoning

Account Number	10433352
Street Address	644 LADD ST
City	LEHIGH ACRES
State	FL
Zip	33974-4620
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	RS-1
Legal Description	LEHIGH ACRES UNIT 9 BLK.34 PB 20 PG 63 LOT 1
Legal Range	27E
Legal Township	45S
Legal Section	28
Legal Subdivision	LEHIGH ACRES
Legal Tract	09
Legal Block	34
Legal Lot Number	1
Legal Unit	9
Jurisdiction	LEE FL
Township / Civil Division	LEHIGH ACRES
Census Block Group	1
Census Block	1059
Census Tract	40312

Owner

644 Ladd St, residential vacant land, is owned by a company that bought it in September 2026.

Source: Lee County records, as of October 2, 2026

Owner of Record	Company Name on File
Mailing Address	5781 LEE BLVD, 101, LEHIGH ACRES, FL 33971-6338
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL GROUP
Sep 4, 2026	Warranty Deed, Transfer FLORIDA HOMETOWN TITLE AND ESCRO, FLORIDA HOMETOWN TITLE & ESCRO
Sep 3, 2021	Warranty Deed, Transfer SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2026 · Amount on File
Deed Sale	Sep 4, 2026 · Amount on File
Prior Sale	Sep 3, 2021 · Amount on File
Deed Document Number	2026233199
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Recording Date	Sep 23, 2026
Property Address	644 LADD ST, LEHIGH ACRES, FL 33974-4620
Document Number	0000247583
Instrument Date	Sep 15, 2026
Instrument	2026247583
Transaction Type	Mortgage
Record Updated	Oct 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company, 103
Address	10090 VALIANT CT, 201, MIROMAR LAKES, FL 33913-8942
Investor	Possibly a Property Investor

Mortgage

Document Number	0000247583,
Date	Sep 23, 2026
Instrument	2026247583

Lender

Name	CAPITAL GROUP

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	36 Months
Due	Dec 31, 2029

Interest

Max Rate	-1%

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Sep 4, 2026
Property Address	644 LADD ST, LEHIGH ACRES, FL 33974-4620
Document Number	0000233199
Instrument Date	Aug 26, 2026
Instrument	2026233199
Transaction Type	Transfer
Record Updated	Sep 22, 2026
Title Company	FLORIDA HOMETOWN TITLE AND ESCRO, FLORIDA HOMETOWN TITLE & ESCRO

Transaction

Amount	Amount on Record
Tax	$15,730.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Sep 3, 2021
Property Address	644 LADD ST, LEHIGH ACRES, FL 33974-4620
Document Number	0000292432
Map Reference	MB 20 PG 63
Instrument Date	Aug 26, 2021
Instrument	2021000292432
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$73.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	63 WITHINGTON RD, 63, NEWTON, MA 02460-2037

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12777 SW 44TH ST, MIRAMAR, FL 33027-6040

Tax Assessment & Valuation

The 2025 property tax bill for 644 Ladd St was $408.

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$10,067 (+1%) Land $10,067	$17,471 (+13.87%) Land $17,471
2025	$408.00	$9,152 Land $9,152	$15,343 Land $15,343
2023	$337.00 (+12.71%)	$10,313 (+49.99%) Land $10,313	$10,313 (+49.99%) Land $10,313
2022	$299.00	$6,876 Land $6,876	$6,876 Land $6,876

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 644 Ladd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 644 Ladd St is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 46% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
Xfinity Fiber	2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

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