644 Lacy Oak Dr, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 644 Lacy Oak Dr, Chesapeake, VA 23320

Property Summary

Property TypeCondominium
Details2 bd · 2.5 ba · 1,870 sqft · built 2012
Lot Size0.024 acres (1,086 sqft)
OwnerIndividual Name on Record
Last Sale$198,815 (Mar 2013)
Tax Bill$3,246 (2025)
APN0373020000350

Property Details

APN / Parcel Number

Primary APN0373020000350

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,870 sqft Living Area
1st Floor Area920 sqft
Upper Floors Area920 sqft
Utility RoomUtility Room
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Architectural StyleCondo/Apartment
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area1,086 sqft (0.024 acres)
PorchOpen Porch
Porch Area41 sqft
Patio Area920 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address644 LACY OAK DR
CityCHESAPEAKE
StateVA
Zip23320-4201
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRMF1: MULT
Legal Description644 BLDG 9 THE GROVE AT THE ARBORETUM CONDO PH 5
Legal SubdivisionTHE GROVE AT THE ARBORETUM
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group4
Census Block4022
Census Tract20805

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address644 LACY OAK DR, CHESAPEAKE, VA 23320-4201
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 20, 2013 · Amount on Record
Deed SaleMar 20, 2013 · Amount on Record
Deed Book / Page9011 / 812
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$335,100 (+4.26%) Land $100,000 Building $235,100$335,100 (+4.26%) Land $100,000 Building $235,100
2025$3,246.00 (+43.5%)$321,400 (+12.46%) Land $90,000 Building $231,400$321,400 (+12.46%) Land $90,000 Building $231,400
2023$285,800 (+27.76%) Land $80,000 Building $205,800$285,800 (+27.76%) Land $80,000 Building $205,800
2022$223,700 Land $65,000 Building $158,700$223,700 Land $65,000 Building $158,700
2019$2,262.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimNov 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.4% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

May also be available: AT&T, T-Mobile.

Nearby Properties on Lacy Oak Dr

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