644 Kern Ave, Sugarloaf, CA 92386 Property Records

San Bernardino County property record for 644 Kern Ave, Sugarloaf, CA 92386

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,048 sqft · built 1983
Lot Size0.161 acres (7,000 sqft)
Owner2 Individual Names on Record
Last Sale$190,000 (Mar 2015)
Tax Bill$3,782 (2025)
Deeds & MortgagesAug 2021 Mortgage
Flood ZoneZone D (undetermined)
APN2350-461-25-0000

Property Details

APN / Parcel Number

Primary APN2350-461-25-0000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,048 sqft Living Area
Gross Area1,468 sqft
1st Floor Area1,048 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1984
Architectural StyleChalet/Alpine
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area7,000 sqft (0.161 acres)
Lot Dimensions100 ft deep x 70 ft wide
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchPatio/Porch
Porch Area912 sqft
Patio Area912 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address644 KERN AVE
CitySUGARLOAF
StateCA
Zip92386
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBVRS
Legal DescriptionBIG BEAR PARK NO 1 LOTS 1 AND 2 BLK 17 TOGETHER WITH S 1/2 FIR RD VAC AND ADJ ON N LI LOT 1 PER DOC #118850 REC 6-17-82 (PER NOTICE OF MERGER REC 8-22-83 #83-192992)
Legal SubdivisionBIG BEAR PARK #1
Legal Block17
Legal Lot Number1,2
JurisdictionSAN BERNARDINO CA
Township / Civil DivisionBIG BEAR
Census Block Group2
Census Block2002
Census Tract11408

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 1088, SUGARLOAF, CA 92386-1088
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 24, 2015 · Amount on Record
Deed SaleMar 24, 2015 · Amount on Record
Prior SaleNov 18, 2008 · Amount on Record
Deed Document Number2015113385
Last Transfer DateDec 9, 2015
Transfer Doc0000549937
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address644 KERN AVE, SUGARLOAF, CA 92386
Transaction TypeMortgage
Record UpdatedSep 1, 2021
Title CompanyTITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address644 KERN AVE, SUGARLOAF, CA 92386

Mortgage

Document Number0000373892
DateAug 19, 2021
Instrument2021-0373892
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2051

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Bernardino County
Unified School DistrictBear Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$232,858 (+2%) Land $46,573 Building $186,285
2025$3,782.00 (+7.75%)$228,292 (+4.04%) Land $45,660 Building $182,632
2023$3,510.00 (+3.78%)$219,427 Land $43,887 Building $175,540
2022$3,382.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 44% of California
Wildfire Likelihood0.3% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBIG BEAR LAKE DWP - BIG BEAR SYSTEM
serves 26,164 people · EPA ID CA3610044
Water SourceGroundwater
Also Mapped HereBIG BEAR CITY CSD
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30

May also be available: Verizon.

Nearby Properties on Kern Ave

Nearby Streets

Search Property Records by Address or Parcel Number