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644 Keng Ct, Merced, CA 95341 Property Records

Merced County property record for 644 Keng Ct, Merced, CA 95341 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,214 sqft · built 2024
Lot Size0.114 acres (4,988 sqft)
OwnerIndividual Name on File
Last Sale$391,500 (Jul 2024)
Tax Bill$3,694 (2025)
Deeds & MortgagesJan 2026 Mortgage
Oct 2022 Construction Loan
Flood ZoneZone AO (high risk)
APN222-090-019-000

Property Details

APN / Parcel Number

Primary APN222-090-019-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,214 sqft Living Area

Exterior

Year BuiltBuilt 2024
Lot Area4,988 sqft (0.114 acres)
Garage TypeAttached
Garage Area430 sqft
Parking Spaces2 Parking Spaces
Patio Area49 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address644 KENG CT
CityMERCED
StateCA
Zip95341-9102
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 116 CYPRESS TERRACE 7 PH E SEC 36/7/13
Legal Lot Number116
JurisdictionMERCED CA
Township / Civil DivisionMERCED
Census Block Group3
Census Block3012
Census Tract1603

Owner

Source: Merced County records · APN 222-090-019-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address644 KENG CT, MERCED, CA 95341-9102
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 14, 2026Deed of Trust, Mortgage · VA Mortgage
ATLANTIC CAPITAL FUNDING LLC
Oct 07, 2022Deed of Trust, Mortgage · Construction Mortgage
US BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 17, 2024 · Amount on Record
Deed SaleJul 17, 2024 · Amount on Record
Deed Document Number2024016639
Record UpdatedJun 08, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCED CA
Property Address644 KENG CT, MERCED, CA 95341-9102
Transaction TypeMortgage
Record UpdatedFeb 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address644 KENG CT, MERCED, CA 95341-9102

Mortgage

Document Number0000000923
DateJan 14, 2026
Instrument2026000923
Lender
NameATLANTIC CAPITAL FUNDING LLC
TypeMortgage Company
AddressLAS VEGAS, NV 89119
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2056

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCED CA
Property Address644 KENG CT, MERCED, CA 95341
Transaction TypeMortgage
Record UpdatedNov 14, 2022
Title CompanyFIDELITY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000034925
DateOct 07, 2022
Instrument2022034925
Lender
NameUS BANK NA
TypeBank
AddressFRESNO, CA 93720
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Merced County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyMerced County
MunicipalityMerced City
Secondary School DistrictMerced Union High School District (09 - 12)
Elementary School DistrictWeaver Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2025$3,694.00 (+533.62%) Disabled Person's exemption Veteran's exemption$391,500 (+636.96%) Land $105,000 Building $286,500
2023$583.00$53,124 Land $53,124

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Merced County (06047C), updated October 4, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060470016033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AO
sheet flow 1–3 ft
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 18 individual NFIP policies nearby
Nearby Flood Policies18 in force
Nearby Flood Claims1 (2023)
Most Recent ClaimJan 2023, rainfall accumulation, Severe Winter Storms, Flooding, Landslides, And Mudslides

Wildfire

Wildfire RiskModerate
above 57% of the US · above 34% of California
Wildfire LikelihoodAbout 1 in 641 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 582 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
UnWired Broadband HoldingFixed Wireless (unlicensed)400 / 50
VerizonFixed Wireless300 / 20
Cal.netFixed Wireless (licensed-by-rule)100 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T, Ayera Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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