644 Kelly Mill Rd, Elgin, SC 29045 Property Records

Richland County property record for 644 Kelly Mill Rd, Elgin, SC 29045

Property Summary

Property TypeSingle Family Home
Lot Size3.09 acres (134,600 sqft)
Owner2 Individual Names on File
Tax Bill$1,771 (2025)
Deeds & MortgagesMay 2024 Transfer
Flood ZoneZone X (minimal risk)
APN26102-02-09

Property Details

APN / Parcel Number

Primary APN26102-02-09
Alternative APNs
  • R26102-02-09
  • 01122154

Interior

FlooringWood

Exterior

Lot Area134,600 sqft (3.09 acres)

Location & Zoning

Account Number01122154
Street Address644 KELLY MILL RD
CityELGIN
StateSC
Zip29045-9679
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRU
Legal DescriptionLOT 15 #SU KELLY PINES #PR RB 50-7871
Legal SubdivisionKELLY PINES SUBDIVISION
Legal Lot Number15
JurisdictionRICHLAND SC
Township / Civil DivisionPONTIAC
Census Block Group2
Census Block2017
Census Tract11423

Owner

644 Kelly Mill Rd is owned and occupied by two individuals who acquired it in May 2024.

Source: Richland County records, as of July 14, 2026

Owner of Record2 Individual Names on File
Mailing Address644 KELLY MILL RD, ELGIN, SC 29045-9679
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMay 6, 2024
Transfer Doc0029212745
Record UpdatedSep 20, 2026

May 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionRICHLAND SC
Recording DateMay 8, 2024
Property Address644 KELLY MILL RD, ELGIN, SC 29045-9679
Document Number0029212745
Book / Page2921 / 2745
Map ReferenceMB 50 PG 7871
Instrument DateMay 6, 2024
Instrument2024019761
Transaction TypeTransfer
Record UpdatedMay 22, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address644 KELLY MILL RD, ELGIN, SC 29045-9679

Tax Assessment & Valuation

The 2025 property tax bill for 644 Kelly Mill Rd was $1,771.

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyRichland County
Unified School DistrictRichland School District 2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,771.00$59,300 (-) Land $59,300
2024$42,700$59,300 (+59.84%) Land $59,300
2023$670.00$37,100
2021$633.00$1,480$37,100 Land $37,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 644 Kelly Mill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 644 Kelly Mill Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COLUMBIA
serves 354,068 people · EPA ID SC4010001
Water SourceSurface water
Last State InspectionOct 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityChlorite
resolved · Dec 2024
E. coli
resolved · Apr 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

May also be available: T-Mobile.

Nearby Properties on Kelly Mill Rd

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