644 John Mitchell Ave, Phillipsburg, NJ 08865 Property Records

Warren County and Phillipsburg Town property record for 644 John Mitchell Ave, Phillipsburg, NJ 08865

Property Summary

Property Type	Single Family Home
Details	1,320 sqft · built 1965
Lot Size	0.252 acres (10,977 sqft)
Owner	2 Individual Names on File
Last Sale	$244,600 (Jan 2020)
Tax Bill	$8,784 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jan 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-00506-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`19-00506-0000-00004`
Alternative APNs	`190050600004` `06007160` `475`

Interior

Stories	1 Story
Building Area	1,320 sqft Living Area
1st Floor Area	1,320 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Brick
Construction Type	Brick
Lot Area	10,977 sqft (0.252 acres)
Lot Dimensions	109 ft deep x 100 ft wide

Location & Zoning

Account Number	475
Street Address	644 JOHN MITCHELL AVE
City	PHILLIPSBURG
State	NJ
Zip	08865-1650
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-75
Legal Subdivision	HILLCREST
Legal Block	506
Legal Lot Number	4
Jurisdiction	WARREN NJ
Township / Civil Division	PHILLIPSBURG
Census Block Group	3
Census Block	3019
Census Tract	30600

Owner

644 John Mitchell Ave is owned and occupied by two individuals who bought it in January 2020.

Source: Warren County and Phillipsburg Town records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	644 JOHN MITCHELL AVE, PHILLIPSBURG, NJ 08865-1650
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Jan 7, 2020	Grant Deed, Transfer · FHA Mortgage HUNTINGTON NAT'L BK
Mar 14, 2019	Grant Deed, Transfer ABRAXAS ABSTRACT INC, ABRAXAS ABS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2020 · Amount on File
Deed Sale	Jan 7, 2020 · Amount on File
Prior Sale	Mar 14, 2019 · Amount on File
Deed Document Number	2020522377
Deed Book / Page	3028 / 344
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	644 JOHN MITCHELL AVE, PHILLIPSBURG, NJ 08865-1650
Transaction Type	Mortgage
Record Updated	May 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7060/109
Date	Mar 22, 2021
Book Page	7060/109
Instrument	2021-548766

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WARREN NJ
Recording Date	Jan 7, 2020
Property Address	644 JOHN MITCHELL AVE, PHILLIPSBURG, NJ 08865-1650
Document Number	0000522377
Book / Page	003028 / 000344
Instrument Date	Dec 23, 2019
Instrument	522377
Transaction Type	Transfer
Record Updated	Feb 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$245.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	644 JOHN MITCHELL AVE PHILLIPSBURG NJ 088651650, PHILLIPSBURG, NJ 08865-1650

Mortgage

Document Number	522378
Date	Jan 7, 2020
Book Page	006809/000154
Instrument	522378

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 6, 2050

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WARREN NJ
Recording Date	Mar 14, 2019
Property Address	644 JOHN MITCHELL AVE, PHILLIPSBURG, NJ 08865-1650
Document Number	0000506984
Book / Page	002943 / 000222
Instrument Date	Mar 12, 2019
Instrument	506984
Transaction Type	Transfer
Record Updated	Apr 24, 2019
Title Company	ABRAXAS ABSTRACT INC, ABRAXAS ABS INC

Transaction

Amount	Amount on Record
Tax	$90.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	277 N MAIN ST PHILLIPSBURG NJ 088651216, PHILLIPSBURG, NJ 08865-1216

Tax Assessment & Valuation

The 2025 property tax bill for 644 John Mitchell Ave was $8,784, up 2.9% from the year before.

Source: Warren County and Phillipsburg Town assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Warren County
Municipality	Phillipsburg Town
Unified School District	Phillipsburg Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$187,900 (-) Land $47,500 Building $140,400	$187,900 (-) Land $47,500 Building $140,400
2025	$8,784.00 (+2.86%)	$187,900 Land $47,500 Building $140,400	$187,900 Land $47,500 Building $140,400
2024	$8,540.00
2023		$187,900 Land $47,500 Building $140,400	$187,900 Land $47,500 Building $140,400
2022	$7,794.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 644 John Mitchell Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1996)
Most Recent Claim	Jan 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 644 John Mitchell Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA NJ - PHILLIPSBURG private · serves 26,686 people · EPA ID NJ2119001
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2025
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Service Electric Cable TV Cable	1,000 / 40
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Xfinity.

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