San Diego County property record for 644 Hunter St, Ramona, CA 92065 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,517 sqft · built 1961 |
| Lot Size | 0.88 acres (38,333 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $462,000 (Jul 2019) |
| Tax Bill | $6,312 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Jul 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 282-234-32-00 |
| Primary APN | 282-234-32-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,517 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Lot Area | 38,333 sqft (0.88 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Old Parcel Number | 2822324100 |
|---|---|
| Street Address | 644 HUNTER ST |
| City | RAMONA |
| State | CA |
| Zip | 92065-3218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 93 DOC64792REC62 IN TR 002031 |
| Legal Subdivision | HUNTER-LETTON |
| Legal Tract | 002031 |
| Legal Block | 1 |
| Legal Lot Number | 93 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 20805 |
Source: San Diego County records · APN 282-234-32-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 644 HUNTER ST, RAMONA, CA 92065-3218 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING |
| Jul 30, 2019 | Grant Deed, Transfer · Conventional with PMI SYNERGY ONE LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 30, 2019 · Amount on Record |
| Deed Sale | Jul 30, 2019 · Amount on Record |
| Prior Sale | May 14, 2014 · Amount on Record |
| Deed Document Number | 2019313270 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 644 HUNTER ST, RAMONA, CA 92065-3218 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Title Company | TIMIOS TITLE INC, TIMIOS TITLE |
| Name | Verified Name |
|---|---|
| Address | 644 HUNTER ST, RAMONA, CA 92065-3218 |
| Document Number | 0000366095 |
|---|---|
| Date | May 12, 2021 |
| Instrument | 2021-0366095 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 30, 2019 |
| Property Address | 644 HUNTER ST, RAMONA, CA 92065-3218 |
| Document Number | 0000313270 |
| Instrument Date | Jul 03, 2019 |
| Instrument | 313270 |
| Transaction Type | Transfer |
| Record Updated | Aug 07, 2019 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $508.20 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 644 HUNTER ST RAMONA CA 920653218, RAMONA, CA 92065-3218 |
| Document Number | 313271 |
|---|---|
| Date | Jul 30, 2019 |
| Instrument | 313271 |
| Name | SYNERGY ONE LNDG |
|---|---|
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 29, 2049 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $515,364 (+2%) Land $182,343 Building $333,021 | |
| 2025 | $6,312.00 (+6.96%) Homeowner's exemption | $505,260 (+4.04%) Land $178,768 Building $326,492 |
| 2023 | $5,901.00 (-1.85%) Homeowner's exemption | $485,642 Land $171,827 Building $313,815 |
| 2022 | $6,012.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730208051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force 2 of 2 on primary residences |
| Nearby Flood Claims | 2 (2010–2019) |
| Most Recent Claim | Feb 2019, rainfall accumulation, Severe Storms And Flooding |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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