Montague County property record for 644 Horizon Ridge Ct, Sunset, TX 76270
| Property Type | Vacant Land |
|---|---|
| Lot Size | 6.05 acres (263,538 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $238 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Feb 2025 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R000023161 |
| Primary APN | R000023161 |
|---|---|
| Alternative APN |
|
| Lot Area | 263,538 sqft (6.05 acres) |
|---|
| Account Number | 32225.0007.0639.0000 |
|---|---|
| Street Address | 644 HORIZON RIDGE CT |
| City | SUNSET |
| State | TX |
| Zip | 76270-1514 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Legal Description | ACRES: 6.050 LOT 639R PHASE 7 SILVER LAKES RANCH (REPLAT 639 640 AND 719) |
| Legal Subdivision | SILVER LAKES RANCH PHASE SEVEN |
| Legal Lot Number | 639R |
| Jurisdiction | MONTAGUE TX |
| Township / Civil Division | BOWIE |
| Census Block Group | 2 |
| Census Block | 2080 |
| Census Tract | 950401 |
Source: Montague County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1306 BRIAR RIDGE DR, KELLER, TX 76248-8375 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Feb 10, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LEGEND BANK NA |
| Feb 11, 2025 | Deed of Trust, Mortgage · Construction Mortgage LEGEND BANK NA |
| Feb 11, 2025 | Deed of Trust, Mortgage · Construction Mortgage LEGEND BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 22, 2024 |
| Deed Sale | Apr 22, 2024 |
| Deed Document Number | 20242019 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTAGUE TX |
| Property Address | 644 HORIZON RIDGE CT, SUNSET, TX 76270-1514 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2026 |
| Title Company | GUARDIAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1305 BRIAR RIDGE DR, KELLER, TX 76248-8376 |
| Document Number | 0002600491 |
|---|---|
| Date | Feb 10, 2026 |
| Instrument | 2600491 |
| Name | LEGEND BANK NA |
|---|---|
| Type | Bank |
| Address | BOWIE, TX 76230 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTAGUE TX |
| Property Address | 644 HORIZON RIDGE CT, SUNSET, TX 76270-1514 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2026 |
| Title Company | GUARDIAN TITLE COMPANY, GUARDIAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 1305 BRIAR RIDGE DR, KELLER, TX 76248-8376 |
| Document Number | 0002500597 |
|---|---|
| Date | Feb 11, 2025 |
| Instrument | 2500597 |
| Name | LEGEND BANK NA |
|---|---|
| Type | Bank |
| Address | BOWIE, TX 76230 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Feb 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTAGUE TX |
| Property Address | 644 HORIZON RIDGE CT, SUNSET, TX 76270-1514 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2026 |
| Title Company | GUARDIAN TITLE COMPANY, GUARDIAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 1305 BRIAR RIDGE DR, KELLER, TX 76248-8376 |
| Document Number | 0002500596 |
|---|---|
| Date | Feb 11, 2025 |
| Instrument | 2500596 |
| Name | LEGEND BANK NA |
|---|---|
| Type | Bank |
| Address | KELLER, TX 76248 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Montague County assessment roll, as of February 5, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Montague County |
| Unified School District | Bowie Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $238.00 (+303.39%) | $48,140 (+304.88%) Land $48,140 | $48,140 (+304.88%) Land $48,140 |
| 2023 | $11,890 Land $11,890 | $11,890 Land $11,890 | |
| 2022 | $59.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 28 policies |
| Nearby Flood Policies | 28 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · above 40% of Texas |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BOWIE serves 5,534 people · EPA ID TX1690001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Comcell Fixed Wireless | 100 / 20 |
| AMA TechTel Communications Fixed Wireless | 100 / 20 |
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