644 Holston Pl, Erwin, TN 37650 Property Records

Unicoi County property record for 644 Holston Pl, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,870 sqft · built 1917
Lot Size	0.274 acres (11,936 sqft)
Owner	Individual Name on Record
Last Sale	$159,000 (Nov 2020)
Tax Bill	$1,007 (2022)
Deeds & Mortgages	Oct 2025 Mortgage Apr 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`031F-B-020.00`

Property Details

APN / Parcel Number

Primary APN	`031F-B-020.00`
Alternative APNs	`086031F B 02000` `000007534`

Interior

Full Baths	1 Bath
Plumbing Fixtures	3 Plumbing Fixtures
Stories	2 Stories
Building Area	1,870 sqft Living Area
Gross Area	2,214 sqft
1st Floor Area	820 sqft
Upper Floors Area	1,050 sqft
Basement Area	260 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1990
Architectural Style	Custom Design
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,936 sqft (0.274 acres)
Lot Dimensions	113 ft deep x 99 ft wide
Garage Type	Detached
Garage Area	2,250 sqft
Parking Spaces	8 Parking Spaces
Porch	Enclosed/Finished Porch
Porch Area	380 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	644 HOLSTON PL
City	ERWIN
State	TN
Zip	37650-2109
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PB 24 PG 211 BLK 16 LOT 5 53X116 IRR
Legal Subdivision	MOUNTAINVIEW
Legal Block	16
Legal Lot Number	5
Jurisdiction	UNICOI TN
Township / Civil Division	2
Census Block Group	1
Census Block	1022
Census Tract	80400

Owner

Source: Unicoi County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	644 HOLSTON PL, ERWIN, TN 37650-2109
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 26, 2024	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 4, 2020	Warranty Deed, Transfer CLASSIC TITLE INSURANCE COMPANY INC, CLASSIC TITLE INS CO INC
Jan 24, 2019	Deed, Transfer · VA Mortgage KELLER MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2020 · Amount on Record
Deed Sale	Nov 4, 2020 · Amount on Record
Prior Sale	Jan 24, 2019 · Amount on Record
Deed Document Number	20202084
Deed Book / Page	438 / 897
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	644 HOLSTON PL, ERWIN, TN 37650-2109
Transaction Type	Mortgage
Record Updated	Oct 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	644 HOLSTON PL, ERWIN, TN 37650-2109

Mortgage

Document Number	0000496457
Date	Oct 1, 2025
Book Page	496/457
Instrument	25002166

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	644 HOLSTON PL, ERWIN, TN 37650-2109
Transaction Type	Mortgage
Record Updated	May 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	644 HOLSTON PL, ERWIN, TN 37650-2109

Mortgage

Document Number	0000480247
Date	Apr 26, 2024
Book Page	480/247
Instrument	24000718

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Nov 4, 2020
Property Address	644 HOLSTON PL, ERWIN, TN 37650-2109
Document Number	438897
Book / Page	000438 / 000897
Instrument Date	Oct 30, 2020
Instrument	2084
Transaction Type	Transfer
Record Updated	Nov 12, 2020
Title Company	CLASSIC TITLE INSURANCE COMPANY INC, CLASSIC TITLE INS CO INC

Transaction

Amount	Amount Recorded
Tax	$588.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	644 HOLSTON PL ERWIN TN 376502109, ERWIN, TN 37650-2109

January 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	UNICOI TN
Recording Date	Jan 24, 2019
Property Address	644 HOLSTON PL, ERWIN, TN 37650-2109
Document Number	0000419276
Book / Page	419 / 276
Map Reference	DD 24 PG 211
Instrument Date	Jan 9, 2019
Instrument	19000122
Transaction Type	Transfer
Record Updated	Jun 16, 2022
Title Company	DEBBIE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$555.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	644 HOLSTON PL, ERWIN, TN 37650-2109

Mortgage

Document Number	0019000123
Date	Jan 24, 2019
Instrument	19000123

Lender

Name	KELLER MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Municipality	Erwin Town
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$42,850 (-) Land $6,750 Building $36,100	$171,400 (-) Land $27,000 Building $144,400
2023		$42,850 (-) Land $6,750 Building $36,100
2022	$1,007.00	$42,850 Land $6,750 Building $36,100	$171,400 Land $27,000 Building $144,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Nearby Flood Policies	44 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERWIN UTILITIES AUTHORITY serves 12,478 people · EPA ID TN0000231
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Erwin Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Point Broadband.

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