644 Harvard St, Houston, TX 77007 Property Records

Harris County property record for 644 Harvard St, Houston, TX 77007

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 2,610 sqft · built 1984
Lot Size0.111 acres (4,850 sqft)
OwnerIndividual Name on File
Tax Bill$14,779 (2025)
Deeds & MortgagesOct 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN021-010-000-0027

Property Details

APN / Parcel Number

Primary APN021-010-000-0027

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,610 sqft Living Area
1st Floor Area1,284 sqft
AtticAttic
Attic Area140 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 2019
Architectural StyleTraditional
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area4,850 sqft (0.111 acres)
View / LotNeighborhood
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Frame Porch
Porch Area128 sqft
Deck Area128 sqft
Patio Area527 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0210100000027
Street Address644 HARVARD ST
CityHOUSTON
StateTX
Zip77007-2516
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTR 24A BLK 278 HOUSTON HEIGHTS
Legal SubdivisionHOUSTON HEIGHTS
Legal Tract24A
Legal Block278
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group3
Census Block3022
Census Tract510400

Owner

644 Harvard St is owned and occupied by an individual who acquired it in January 2023.

Source: Harris County records, as of September 29, 2026

Owner of RecordIndividual Name on File
Mailing Address644 HARVARD ST, HOUSTON, TX 77007-2516
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 17, 2023
Deed SaleJan 17, 2023
Prior SaleFeb 12, 2009 · Amount on File
Deed Document Number202316696
Prior Transfer DateFeb 9, 2009
Prior Transfer Doc20090054978
Record UpdatedOct 29, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address644 HARVARD ST, HOUSTON, TX 77007-2516
Document Number0000487024
Instrument DateOct 12, 2018
Transaction TypeMortgage
Record UpdatedNov 2, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address644 HARVARD ST HOUSTON TX 770072516, HOUSTON, TX 77007-2516

Mortgage

Document Number0000487024
DateOct 25, 2018
Instrument487024
Lender
NameHOUSTON FCU
TypeCredit Union
AddressSUGAR LAND, TX 77479-4097
Agreement
AmountAmount on Record
Term240 Months
DueOct 24, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 644 Harvard St was $14,779 with a homeowner's exemption, up 0.2% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
MunicipalityHouston City
Unified School DistrictHouston Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$960,000 (+2.13%) Land $485,000 Building $475,000$960,000 (+2.13%) Land $485,000 Building $475,000
2025$14,779.00 (+0.23%) Homeowner's exemption$940,000 Land $485,000 Building $455,000$940,000 Land $485,000 Building $455,000
2024$14,745.00
2023$1,027,035 Land $339,500 Building $687,535$1,027,035 Land $339,500 Building $687,535
2022$12,799.00
2020$11,956.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 644 Harvard St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 77 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies77 in force
Nearby Flood Claims6 (1983–2017)
Claims Outside the SFHA4 of 6
Most Recent ClaimAug 2017 · Hurricane Harvey
Claims by Event
  • Hurricane Harvey, Aug 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 644 Harvard St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HOUSTON
serves 2,970,543 people · EPA ID TX1010013
Water SourceSurface water
Last State InspectionOct 2025
Lead5 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · May 2025
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 943 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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