644 Hanover Pl, Mount Vernon, NY 10552 Property Records

Westchester County and Mount Vernon City property record for 644 Hanover Pl, Mount Vernon, NY 10552

Property Summary

Property TypeSingle Family Home
Lot Size0.17 acres (7,405 sqft)
OwnerCompany Name on File
Last Sale$485,000 (Oct 2026)
Tax Bill$18,562 (2026)
Deeds & MortgagesOct 2026 Foreclosure
Aug 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN550800 165.50-2202-6

Property Details

APN / Parcel Number

Primary APN550800 165.50-2202-6
Alternative APNs
  • 080016505022020060000000
  • 051820

Exterior

Lot Area7,405 sqft (0.17 acres)

Location & Zoning

Account Number051820
Street Address644 HANOVER PL
CityMOUNT VERNON
StateNY
Zip10552-3807
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block2202
Legal Lot Number6.000
JurisdictionWESTCHESTER NY
Township / Civil DivisionMOUNT VERNON
Census Block Group4
Census Block4011
Census Tract15100

Owner

Source: Westchester County and Mount Vernon City records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address711 WEST ST, HARRISON, NY 10528-1217
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Oct 5, 2026Referee's Deed, Foreclosure · Construction Mortgage
FUNDING
Aug 10, 2017Grant Deed, Transfer · FHA Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 5, 2026 · Amount on File
Deed SaleOct 5, 2026 · Amount on File
Prior SaleAug 10, 2017 · Amount on File
Deed Document Number20263078
Prior Transfer DateAug 7, 2026
Prior Transfer Doc0000003078
Record UpdatedOct 29, 2026

October 2026: Referee's Deed, Foreclosure

Document TypeReferee's Deed
JurisdictionWESTCHESTER NY
Recording DateOct 5, 2026
Property Address644 HANOVER PL, MOUNT VERNON, NY 10552-3807
Document Number0000003078
Instrument DateAug 7, 2026
Instrument662153078
Transaction TypeForeclosure
Record UpdatedOct 13, 2026
Title CompanyNEW WAY ABSTRACT CORPORATION, NEW WAY ABSTRACT

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$195,940.00
Amount AccuracyCalculated from Transfer Tax

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership
Address711 WEST ST, HARRISON, NY 10528-1217

Mortgage

Document Number0000003396,
DateOct 5, 2026
Instrument662733396
Lender
NameFUNDING
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term10 Months
DueAug 7, 2027
Interest
Max Rate-1%

August 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionWESTCHESTER NY
Recording DateAug 10, 2017
Property Address644 HANOVER PL, MOUNT VERNON, NY 10552-3807
Document Number0572133761
Book / Page057213 / 003761
Instrument DateAug 2, 2017
Transaction TypeTransfer
Record UpdatedSep 21, 2017
Title CompanyJUDICIAL TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,854.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2011 HOLLAND AVE #5K BRONX NY 104622971, 5K, BRONX, NY 10462-2971

Mortgage

Document Number572203179
DateAug 10, 2017
Book Page057220/003179
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueAug 9, 2047

Tax Assessment & Valuation

Source: Westchester County and Mount Vernon City assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
MunicipalityMount Vernon City
Unified School DistrictMount Vernon School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$18,562.00 (+7.93%)
2025$17,198.00$10,800 (-) Land $3,200 Building $7,600$600,000 (+6.67%) Land $177,778 Building $422,222
2024$10,800 (-) Land $3,200 Building $7,600$562,500 (-10.94%) Land $166,667 Building $395,833
2023$10,800 Land $3,200 Building $7,600$631,579 Land $187,135 Building $444,444

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims4 (2014–2022)
Claims Outside the SFHA3 of 4
Most Recent ClaimJul 2022 · rainfall accumulation
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMOUNT VERNON WATER DEPARTMENT
serves 73,893 people · EPA ID NY5903441
Water SourcePurchased surface water from several systems
Last State InspectionJul 2025
Lead7 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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