Rowan County property record for 644 Graham Rd, Mount Ulla, NC 28125
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,994 sqft · built 2019 |
| Lot Size | 20.6 acres (898,643 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,288 (2026) |
| Deeds & Mortgages | May 2022 Line of Credit Feb 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 569 040 |
| Primary APN | 569 040 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,994 sqft Living Area |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 898,643 sqft (20.6 acres) |
| Garage Type | Detached |
| Garage Area | 1,500 sqft |
| Pool Type | In-Ground Vinyl Pool |
| Pool Area | 648 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 644 GRAHAM RD |
|---|---|
| City | MOUNT ULLA |
| State | NC |
| Zip | 28125-8760 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 20.63AC |
| Legal Tract | 2 |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | MOUNT ULLA |
| Census Block Group | 2 |
| Census Block | 2085 |
| Census Tract | 51901 |
Source: Rowan County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 644 GRAHAM RD, MOUNT ULLA, NC 28125-8760 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| May 19, 2022 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Feb 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Aug 13, 2018 | Deed of Trust, Mortgage FARM CREDIT SVCS |
| Dec 29, 2017 | Warranty Deed, Transfer · Line of Credit FARM CREDIT SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 14, 2016 |
| Transfer Doc | 0012640379 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 644 GRAHAM RD, MOUNT ULLA, NC 28125-8760 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0014020371 |
|---|---|
| Date | May 19, 2022 |
| Book Page | 1402/371 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 644 GRAHAM RD, MOUNT ULLA, NC 28125-8760 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0013680201 |
|---|---|
| Date | Feb 16, 2021 |
| Book Page | 1368/201 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 644 GRAHAM RD, MOUNT ULLA, NC 28125-8760 |
| Document Number | 0013140033 |
| Instrument Date | Aug 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | TBD GRAHAM RD MT ULLA NC 28125, MT ULLA, NC 28125 |
| Document Number | 0013140033 |
|---|---|
| Date | Aug 13, 2018 |
| Book Page | 001314/000033 |
| Name | FARM CREDIT SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | LIBERTY, NC 27298 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 12, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Dec 29, 2017 |
| Property Address | 644 GRAHAM RD, MOUNT ULLA, NC 28125-8760 |
| Document Number | 0013020103 |
| Book / Page | 001302 / 000103 |
| Instrument Date | Dec 28, 2017 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $250.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 130 ROUND TUIT LN MOUNT ULLA NC 281256776, MOUNT ULLA, NC 28125-6776 |
| Document Number | 13020104 |
|---|---|
| Date | Dec 29, 2017 |
| Book Page | 001302/000104 |
| Name | FARM CREDIT SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | STATESVILLE, NC 28687-0947 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 28, 2037 |
| Rate Type | Adjustable Rate |
|---|
Source: Rowan County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,288.00 | $640,000 (-) Land $91,910 Building $548,090 | $640,000 (-) Land $91,910 Building $548,090 |
| 2025 | $4,288.00 (-13.22%) | $640,000 (-13.22%) Land $91,910 Building $548,090 | |
| 2023 | $4,941.00 | $737,536 Land $226,706 Building $510,830 | $640,000 Land $91,910 Building $548,090 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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