644 Garden Ave, Olean, NY 14760 Property Records

Cattaraugus County and Olean City property record for 644 Garden Ave, Olean, NY 14760 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1950
Square Footage1,276 sqft Living Area
Lot Size6,250 sqft (0.143 acres)
OccupancyOwner Occupied
Last Sale$92,000 (2024)
Tax Bill$2,014.00 (2025)

Property Details

APN / Parcel Number

Primary APN041200 94.066-4-12
Alternative APNs
  • 120009406600040120000000
  • 020050

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Building Area1,276 sqft Living Area
1st Floor772 sqft 1st Floor
Upper Floors504 sqft Upper Floors
Stories1 Stories

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleCape Cod Style
Exterior MaterialComposition/Composite Exterior
Lot Area6,250 sqft (0.143 acres)
Depth X Width125 ft x 50 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage
Garage Area836 sqft Garage
Porch Area216 sqft Porch

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number020050
Street Address644 GARDEN AVE
CityOLEAN
StateNY
Zip14760-2909
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block4
Legal Lot Number12.000
JurisdictionCATTARAUGUS NY
Minor Civil DivisionOLEAN
Census Blockgroup2
Census Block2010
Census Tract961800

Owner

Source: Cattaraugus County and Olean City records · APN 041200 94.066-4-12

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address644 GARDEN AVE, OLEAN, NY 14760-2909
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 27, 2024 · Amount on Record
Deed SaleAug 27, 2024 · Amount on Record
Prior SaleDec 23, 2005 · Amount on Record
Prior Transfer DateJun 16, 2003
Record RefreshedJun 08, 2026

August 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCATTARAUGUS NY
Recording DateAug 27, 2024
Property Address644 GARDEN AVE, OLEAN, NY 14760-2909
Document Number0000010365
Instrument DateAug 22, 2024
Instrument202410365
Transaction TypeTransfer
Record UpdatedApr 03, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address644 GARDEN AVE, OLEAN, NY 14760-2909

Mortgage

Document Number0000010366
DateAug 27, 2024
Instrument202410366
Lender
NameEVERETT FINANCIAL INC
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2054

Tax Assessment & Valuation

Source: Cattaraugus County and Olean City records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyCattaraugus County
MunicipalityOlean City
Unified School DistrictOlean City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,014.00 (+42.63%)$52,500 (-) Land $4,800 Building $47,700$73,944 (+9.86%) Land $6,761 Building $67,183
2024$1,412.00
2023$52,500 Land $4,800 Building $47,700$67,308 Land $6,154 Building $61,154

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneFEMA flood map data for this location is not available in our records

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Garden Ave

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