644 GA Highway 86 E, Lyons, GA 30436 Property Records

Emanuel County property record for 644 GA Highway 86 E, Lyons, GA 30436

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,871 sqft · built 2013
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Sep 2020)
Tax Bill	$3,312 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`123 031A`

Property Details

APN / Parcel Number

Primary APN	`123 031A`
Alternative APN	`15765`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,871 sqft Heated Area
1st Floor Area	2,079 sqft
2nd Floor Area	792 sqft
Flooring	Wood
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2013
Exterior Material	Vinyl
Construction Type	Concrete
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	435,600 sqft (10 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	865 sqft
Lean-To	100 sqft
Storage Building	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	15765
Street Address	644 GA HIGHWAY 86 E
City	LYONS
State	GA
Zip	30436-2439
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL
Legal Description	10 AC ST HWY 86 50 DIS
Jurisdiction	EMANUEL GA
Township / Civil Division	OAK PARK
Census Block Group	2
Census Block	2093
Census Tract	970102

Owner

Source: Emanuel County assessment roll, APN 123 031A, as of July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	644 GA HIGHWAY 86 E, LYONS, GA 30436-2439
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2021	Deed of Trust, Mortgage ROBINS FINANCIAL CREDIT UNION
Sep 29, 2020	Warranty Deed, Transfer · Conventional Mortgage ROBINS FINANCIAL CREDIT UNION
Nov 08, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 29, 2020 · Amount on Record
Deed Sale	Sep 29, 2020 · Amount on Record
Prior Sale	Nov 08, 2018 · Amount on Record
Deed Document Number	0000503235
Deed Book / Page	503 / 235
Record Updated	Jun 08, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMANUEL GA
Property Address	644 GA HIGHWAY 86 E, LYONS, GA 30436-2439
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	644 HIGHWAY 86

Mortgage

Document Number	0000000520/0000000079
Date	Jul 23, 2021
Book Page	0000000520/0000000079

Lender

Name	ROBINS FINANCIAL CREDIT UNION

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jan 01, 2031

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMANUEL GA
Recording Date	Sep 29, 2020
Property Address	644 GA HIGHWAY 86 E, LYONS, GA 30436-2439
Document Number	000503/235
Book / Page	503 / 235
Instrument Date	Sep 29, 2020
Instrument	2020-000680
Transaction Type	Transfer
Record Updated	Feb 19, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	644 GA HIGHWAY 86 E, LYONS, GA 30436-2439

Mortgage

Document Number	0000000503/0000000238
Date	Sep 29, 2020
Book Page	0000000503/0000000238

Lender

Name	ROBINS FINANCIAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMANUEL GA
Recording Date	Nov 08, 2018
Property Address	644 GA HIGHWAY 86 E, LYONS, GA 30436-2439
Document Number	000471/482
Book / Page	471 / 482
Instrument Date	Nov 08, 2018
Instrument	2018-000826
Transaction Type	Transfer
Record Updated	Feb 19, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	644 GA HIGHWAY 86 E, LYONS, GA 30436-2439

Tax Assessment & Valuation

Source: Emanuel County assessment roll as of July 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Emanuel County
Unified School District	Emanuel County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,312.00 (+22.3%)	$120,847 (+22.29%) Land $12,120 Building $108,727	$302,118 (+22.29%) Land $30,300 Building $271,818
2023	$2,708.00	$98,824 Land $8,888 Building $89,936	$247,059 Land $22,220 Building $224,839

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Emanuel County (13107C), as of December 17, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 131079701022, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Hurricane Helene

Wildfire

Wildfire Risk	Moderate above 52% of the US · above 71% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 6 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Pineland Telephone Cooperative Fiber	1,000 / 1,000

May also be available: T-Mobile USA.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on GA Highway 86 E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures