644 Floyd Ave, Chula Vista, CA 91910 Property Records

San Diego County property record for 644 Floyd Ave, Chula Vista, CA 91910

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,163 sqft · built 1964
Lot Size	0.269 acres (11,700 sqft)
Owner	2 Individual Names on File
Last Sale	$715,000 (Mar 2005)
Tax Bill	$13,544 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Aug 2018 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`639-470-09-00`

Property Details

APN / Parcel Number

Primary APN	`639-470-09-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,163 sqft Living Area

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Lot Area	11,700 sqft (0.269 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	644 FLOYD AVE
City	CHULA VISTA
State	CA
Zip	91910-6427
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 9 TR 004775
Legal Subdivision	VIEW HILL
Legal Tract	004775
Legal Block	2
Legal Lot Number	9
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	13409

Owner

644 Floyd Ave is owned and occupied by two individuals who bought it in March 2005.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	644 FLOYD AVE, CHULA VISTA, CA 91910-6427
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2025	Deed of Trust, Mortgage UNLOCK PARTNERSHIP SOLUTIONS INC
Aug 29, 2018	Quit Claim Deed, Transfer Quitclaim
Aug 28, 2018	Quit Claim Deed, Transfer Quitclaim
Aug 28, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2005 · Amount on File
Deed Sale	Mar 28, 2005 · Amount on File
Deed Document Number	2005251468
Prior Transfer Date	Mar 7, 1994
Prior Transfer Doc	0000173783
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	644 FLOYD AVE, CHULA VISTA, CA 91910-6427
Transaction Type	Mortgage
Record Updated	Nov 12, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	644 FLOYD AVE, CHULA VISTA, CA 91910-6427

Mortgage

Document Number	0000310320
Date	Nov 4, 2025
Instrument	2025-0310320

Lender

Name	UNLOCK PARTNERSHIP SOLUTIONS INC
Type	Non-Lending Institution
Address	TEMPE, AZ 85288

Agreement

Amount	Amount on Record

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 29, 2018
Property Address	644 FLOYD AVE, CHULA VISTA, CA 91910-6427
Document Number	0000357001
Instrument Date	Aug 27, 2018
Instrument	357001
Transaction Type	Transfer
Record Updated	Sep 6, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	644 FLOYD AVE CHULA VISTA CA 919106427, CHULA VISTA, CA 91910-6427

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 28, 2018
Property Address	644 FLOYD AVE, CHULA VISTA, CA 91910-6427
Document Number	0000353684
Instrument Date	Aug 27, 2018
Instrument	353684
Transaction Type	Transfer
Record Updated	Sep 5, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	644 FLOYD AVE CHULA VISTA CA 919106427, CHULA VISTA, CA 91910-6427

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 28, 2018
Property Address	644 FLOYD AVE, CHULA VISTA, CA 91910-6427
Document Number	0000353685
Instrument Date	Aug 27, 2018
Instrument	353685
Transaction Type	Transfer
Record Updated	Sep 5, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	644 FLOYD AVE CHULA VISTA CA 919106427, CHULA VISTA, CA 91910-6427

Tax Assessment & Valuation

The 2025 property tax bill for 644 Floyd Ave was $13,544 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,016,488 (+2%) Land $524,593 Building $491,895
2025	$13,544.00 Homeowner's exemption	$996,557 Land $514,307 Building $482,250
2023	$13,873.00 (+64.06%) Homeowner's exemption	$880,000 Land $447,000 Building $433,000
2022	$8,456.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 644 Floyd Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 644 Floyd Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Viejas Community System tribal government · serves 9,600 people · EPA ID 090600158
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	SWEETWATER AUTHORITY
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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